Consumer Rights Wiki - User contributions [en]

User:SncEkln7Q

2025-01-25T19:21:41Z

SncEkln7Q:

=Improvement ideas=
===CAT wiki===
*Is there a way for an article to include an automatic summary/snippet/preview from another article?
**That could be an intuitive way to create pages about a company with typical subject and expository content (more encyclopedic and story-like) but still keep individual problems/practices/incidents granular so they can be organized and referenced (eg, by type of "offense" and even by types of companies committing them)
**It would be good not creating thousands of "categories" that are just containers for both the "encyclopedic" and "narrative" content (each with their respective types of company/incident/etc tags).
**Does wiki support this?
*Suggestions of AI resources to summarize Louis's videos (eg, on YouTube)
**Is this the result of an effort like that? [[AI_Summaries_%26_Transcriptions]]
*Programmatic ways to check/enforce consistency in tagging, contents, etc.?

===discord===

*AI summary of the chats to reduce time spent repeating information or searching for it.

=Concept: [[:Category:ACTION]] landing page under [[:Category:Wiki root]]=
Initial concept page was discussed in discord and [https://wiki.rossmanngroup.com/index.php?title=Special:Log&logid=2840 deleted] while the concept is refined and potentially proposed again

Information about involvement with the subjects and events present in the [[:Category:CAT]] Wiki.

==Getting started with CAT==
*Check out the page on [[How to help]]
**It overviews important things like [[Moderator Guidelines|content guidelines]], [[https://wiki.rossmanngroup.com/wiki/Mission_statement#Editorial_guidelines|editorial guidelines]], recognized [[Article Types]], and [[Wiki Content Policies]]
**The community has already identified some [[:Special:WantedCategories|wanted categories]]
*Learn about [[:Category:Example Pages]]
**One "good" example raised on 2025-01-24: [[Amazon PhotosPlus Discontinuation|Amazon PhotosPlus Discontinuation - Consumer Action Taskforce]]
*Browse already-catalogued [[:Category:Companies]], [[:Category:Products]], [[:Category:Product lines]], [[:Category:Services]]
*Check out the discord (please check with Louis Rossmann and team, whose organization's name is [https://rossmanngroup.com/blog/ on this website])

==General Education==
*Check out [[:Category:Common terms]] and [[:Category:Anti Consumer Practices]]

==Learn about public activity==
*See legal suits tagged in [[:Category:Lawsuits]]
*See consumer incidents documented in [[:Category:Incidents]]
*Learn about public regulators in [[:Category:Regulators Agencies and Public Support]]

<nowiki>[[:Category:Wiki_root]]</nowiki>
<nowiki>[[:Category:Articles in need of additional work]]</nowiki>

User:SncEkln7Q

2025-01-25T17:47:02Z

SncEkln7Q:

=Improvement ideas=
===CAT wiki===
*Is there a way for an article to include an automatic summary/snippet/preview from another article?
**That could be an intuitive way to create pages about a company with typical subject and expository content (more encyclopedic and story-like) but still keep individual problems/practices/incidents granular so they can be organized and referenced (eg, by type of "offense" and even by types of companies committing them)
**It would be good not creating thousands of "categories" that are just containers for both the "encyclopedic" and "narrative" content (each with their respective types of company/incident/etc tags).
**Does wiki support this?
*Suggestions of AI resources to summarize Louis's videos (eg, on YouTube)
**Is this the result of an effort like that? [[AI_Summaries_%26_Transcriptions]]
*Programmatic ways to check/enforce consistency in tagging, contents, etc.?

===discord===

*AI summary of the chats to reduce time spent repeating information or searching for it.

=Concept: [[:Category:ACTION]] landing page under [[:Category:Wiki root]]=

Information about involvement with the subjects and events present in the [[:Category:CAT]] Wiki.

==Getting started with CAT==
*Check out the page on [[How to help]]
**It overviews important things like [[Moderator Guidelines|content guidelines]], [[https://wiki.rossmanngroup.com/wiki/Mission_statement#Editorial_guidelines|editorial guidelines]], recognized [[Article Types]], and [[Wiki Content Policies]]
**The community has already identified some [[:Special:WantedCategories|wanted categories]]
*Learn about [[:Category:Example Pages]]
**One "good" example raised on 2025-01-24: [[Amazon PhotosPlus Discontinuation|Amazon PhotosPlus Discontinuation - Consumer Action Taskforce]]
*Browse already-catalogued [[:Category:Companies]], [[:Category:Products]], [[:Category:Product lines]], [[:Category:Services]]
*Check out the discord (please check with Louis Rossmann and team, whose organization's name is [https://rossmanngroup.com/blog/ on this website])

==General Education==
*Check out [[:Category:Common terms]] and [[:Category:Anti Consumer Practices]]

==Learn about public activity==
*See legal suits tagged in [[:Category:Lawsuits]]
*See consumer incidents documented in [[:Category:Incidents]]
*Learn about public regulators in [[:Category:Regulators Agencies and Public Support]]

<nowiki>[[:Category:Wiki_root]]</nowiki>
<nowiki>[[:Category:Articles in need of additional work]]</nowiki>

Securities and Exchange Commission search tools

2025-01-25T17:44:43Z

SncEkln7Q: format

The [[Securities and Exchange Commission]] (SEC) offers public-facing search tools<ref>[https://www.sec.gov/search-filings "SEC Search filings"] - sec.gov</ref>.

=== Example search tools ===
*EDGAR historical and "latest filings" search tools<ref>[https://www.sec.gov/edgar/search/ "EDGAR search"] - sec.gov</ref><ref>[https://www.sec.gov/cgi-bin/browse-edgar?action=getcurrent "EDGAR - browse latest filings"] - sec.gov</ref>
*SIC (Standard Industrial Classification) code tools

== Relationship to consumer issues ==
These tools could be used to identify information related to potential consumer violations, such as:
*The official name and information of an entity, its parent or subsidiaries
**Companies may have similar-sounding names or different sub-entities which are actually responsible for a portion of specific consumer interactions under the larger organization
**Entities may simultaneously operate in different jurisdictions having distinct consumer protection rules
**An actionable consumer complaint can require precise legal information regarding any involved parties such as companies providing a service to consumers
*Some ownership and control information can be relevant to consumer protection
**For example, change in company control could portend changes in consumer interactions (e.g., when a company has an established pattern of increasing control over other companies and changing service quality or terms post-facto)
**Benchmarking and comparing the incidence of consumer issues by commonalities such as ownership/control, industry, jurisdiction, etc.
*Potential relationships between entities
**For example, an entity may require a customer to interact with an affiliated entity which might result in putting the customer at a disadvantage (such as overestimating the degree of data privacy that may be afforded by interacting with the first entity)

== References ==
[[Category:Consumer Tools]]

EDGAR

2025-01-25T17:44:00Z

SncEkln7Q: category

#REDIRECT[[SEC Search Tools]]

[[Category:Consumer Tools]]

EDGAR

2025-01-25T17:43:35Z

SncEkln7Q: Redirected page to SEC Search Tools

#REDIRECT[[SEC Search Tools]]

Securities and Exchange Commission search tools

2025-01-25T17:42:44Z

SncEkln7Q: category

The [[Securities and Exchange Commission]] (SEC) offers public-facing search tools, including its EDGAR search tools<ref>[https://www.sec.gov/search-filings "SEC Search filings"] - sec.gov</ref>.

=== Example search tools ===
*EDGAR historical and "latest filings" search tools<ref>[https://www.sec.gov/edgar/search/ "EDGAR search"] - sec.gov</ref><ref>[https://www.sec.gov/cgi-bin/browse-edgar?action=getcurrent "EDGAR - browse latest filings"] - sec.gov</ref>
*SIC (Standard Industrial Classification) code tools

=== Relationship to consumer issues ===
These tools could be used to identify information related to potential consumer violations, such as:
*The official name and information of an entity, its parent or subsidiaries
**Companies may have similar-sounding names or different sub-entities which are actually responsible for a portion of specific consumer interactions under the larger organization
**Entities may simultaneously operate in different jurisdictions having distinct consumer protection rules
**An actionable consumer complaint can require precise legal information regarding any involved parties such as companies providing a service to consumers
*Some ownership and control information can be relevant to consumer protection
**For example, change in company control could portend changes in consumer interactions (e.g., when a company has an established pattern of increasing control over other companies and changing service quality or terms post-facto)
**Benchmarking and comparing the incidence of consumer issues by commonalities such as ownership/control, industry, jurisdiction, etc.
*Potential relationships between entities
**For example, an entity may require a customer to interact with an affiliated entity which might result in putting the customer at a disadvantage (such as overestimating the degree of data privacy that may be afforded by interacting with the first entity)

== References ==
[[Category:Consumer Tools]]

2025-01-24T07:10:02Z

Charles Schwab

2025-01-24T06:50:33Z

SncEkln7Q:

{{InfoboxCompany
| Name = Charles Schwab
| Type = Public
| Founded = 1971
| Industry = Financial
| Official Website = https://schwab.com
| Logo = Charles Schwab.png
}}

'''[[Wikipedia:Charles Schwab Corporation|The Charles Schwab Corporation]]''' is a US-based company providing brokerage and financial services.

==Select business and consumer practices==
===Interest rates charged===
Charles Schwab may be charging customers a higher rate of interest than the maximum allowed rate named in statutory laws in some jurisdictions in the United States. For example, the 2024 Maryland Code Commercial law sec. 12-102 states a maximum rate of interest of 6% per annum, but [[Ally Invest]] does not specify that it does not allow its interest rates to go above 6% for customers residing in Maryland. It is worth noting, however, that other companies providing brokerage services publicly advertise similarly high (less favorable) interest rates to customers. As of January 19, 2025, the publicly facing website for Charles Schwab cites a margin-loan interest rate (as of December 20, 2024) of between 10.825% and 12.575%.

==References==
https://www.schwab.com/margin/margin-rates-and-requirements

[[Category:Financial services companies]]
[[Category:Investment management companies]]
[[Category:Online Brokerages]]

Interactive Brokers

2025-01-24T06:47:50Z

SncEkln7Q: category

Interactive Brokers LLC

2025-01-24T06:44:47Z

SncEkln7Q: Redirected page to Interactive Brokers

#REDIRECT[[Interactive Brokers]]

Interactive Brokers LLC

2025-01-24T06:44:31Z

SncEkln7Q: Created page with "#REDIRECT[Interactive Brokers]"

#REDIRECT[Interactive Brokers]

User talk:SncEkln7Q

2025-01-24T06:38:43Z

SncEkln7Q: Created page with "== Overview == Please use the sections following to post talk items. == On-topic: changes to wiki articles, etc. == == Off-topic: greetings, etc. == == Resources and References =="

== Overview ==
Please use the sections following to post talk items.

== On-topic: changes to wiki articles, etc. ==

== Off-topic: greetings, etc. ==

== Resources and References ==

USAGov

2025-01-24T06:15:10Z

SncEkln7Q: category

USAGov is a program within the U.S. General Services Administration's Technology Transformation Services. USAGov manages USA.gov, the official website of the U.S. government. The bilingual, interagency website is legislatively mandated through Section 204 of the E-Government Act of 2002<ref>[https://www.usa.gov/mission-history "USAGov - about"] - usa.gov</ref>.

USA.gov publishes information for consumers interested in making complaints<ref>[https://www.usa.gov/consumer-complaints "UASGov - complaints"] - usa.gov</ref>. These include categories such as:

*Consumer products and services
*Bank, credit, securities
*Housing
*Travel
*Complaints against the government

USA.gov provides a web search tool to redirect the user to the webpages of consumer protection offices in each of the U.S. states and territories<ref>[https://www.usa.gov/state-consumer "USAGov - state offices"] - usa.gov</ref>.

==References==

<references />
[[Category:Regulators_Agencies_and_Public_Support]]

USAGov

2025-01-24T06:13:47Z

SncEkln7Q:

USAGov

2025-01-24T06:13:19Z

SncEkln7Q: add state offices tool

USAGov is a program within the U.S. General Services Administration's Technology Transformation Services. USAGov manages USA.gov, the official website of the U.S. government. The bilingual, interagency website is legislatively mandated through Section 204 of the E-Government Act of 2002<ref>[https://www.usa.gov/mission-history "USAGov - about"] - usa.gov</ref>.

USA.gov publishes information for consumers interested in making complaints<ref>[https://www.usa.gov/consumer-complaints "UASGov - complaints"] - usa.gov</ref>. These include categories such as:

*Consumer products and services
*Bank, credit, securities
*Housing
*Travel
*Complaints against the government

USA.gov provides a web search tool to redirect the user to the webpages of consumer protection offices in each of the U.S. states and territories<ref>[https://www.usa.gov/state-consumer ""] - usa.gov</ref>.

==References==

<references />