Capital One - Revision history

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	\|Website=https://capitalone.com		\|Website=https://capitalone.com
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	'''Capital One Financial Corporation''' is an American bank holding company founded on July 21, 1994, and specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia with operations primarily in the United States.<ref>{{Cite web \|title=CAPITAL ONE FINANCIAL CORPORATION \|url=https://www.sec.gov/ix?doc=/Archives/edgar/data/927628/000092762823000117/cof-20221231.htm \|url-status=live \|access-date=16 Mar 2025 \|website=[[SEC]] ~~\|url-status=live~~ \|archive-url=http://web.archive.org/web/20250708193900/https://www.sec.gov/ix?doc=/Archives/edgar/data/927628/000092762823000117/cof-20221231.htm \|archive-date=8 Jul 2025}}</ref>		'''Capital One Financial Corporation''' is an American bank holding company founded on July 21, 1994, and specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia with operations primarily in the United States.<ref>{{Cite web \|title=CAPITAL ONE FINANCIAL CORPORATION \|url=https://www.sec.gov/ix?doc=/Archives/edgar/data/927628/000092762823000117/cof-20221231.htm \|url-status=live \|access-date=16 Mar 2025 \|website=[[SEC]] \|archive-url=http://web.archive.org/web/20250708193900/https://www.sec.gov/ix?doc=/Archives/edgar/data/927628/000092762823000117/cof-20221231.htm \|archive-date=8 Jul 2025}}</ref>

	In May 2018, the company acquired Confyrm, a digital identity and fraud alert service.<ref>{{Cite web \|last=Perez \|first=Sarah \|date=11 May 2018 \|title=Capital One acquires digital identity and fraud alert startup Confyrm \|url=https://techcrunch.com/2018/05/11/capital-one-acquires-digital-identity-and-fraud-alert-startup-confyrm/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[TechCrunch]] ~~\|url-status=live~~ \|archive-url=http://web.archive.org/web/20250724151120/https://techcrunch.com/2018/05/11/capital-one-acquires-digital-identity-and-fraud-alert-startup-confyrm/ \|archive-date=24 Jul 2025}}</ref>		In May 2018, the company acquired Confyrm, a digital identity and fraud alert service.<ref>{{Cite web \|last=Perez \|first=Sarah \|date=11 May 2018 \|title=Capital One acquires digital identity and fraud alert startup Confyrm \|url=https://techcrunch.com/2018/05/11/capital-one-acquires-digital-identity-and-fraud-alert-startup-confyrm/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[TechCrunch]] \|archive-url=http://web.archive.org/web/20250724151120/https://techcrunch.com/2018/05/11/capital-one-acquires-digital-identity-and-fraud-alert-startup-confyrm/ \|archive-date=24 Jul 2025}}</ref>

	In November 2018, Capital One acquired Wikibuy, a shopping comparison app and browser extension from an Austin, Texas start-up business.<ref>{{Cite web \|last=Son \|first=Hugh \|date=20 Nov 2018 \|title=Capital One buys tech start-up used by millions to price-check while shopping on Amazon \|url=https://www.cnbc.com/2018/11/20/capital-one-buys-startup-used-to-price-check-while-shopping-on-amazon.html \|url-status=live \|access-date=16 Mar 2025 \|website=[[CNBC]] ~~\|url-status=live~~ \|archive-url=http://web.archive.org/web/20250228120358/https://www.cnbc.com/2018/11/20/capital-one-buys-startup-used-to-price-check-while-shopping-on-amazon.html \|archive-date=28 Feb 2025}}</ref>		In November 2018, Capital One acquired Wikibuy, a shopping comparison app and browser extension from an Austin, Texas start-up business.<ref>{{Cite web \|last=Son \|first=Hugh \|date=20 Nov 2018 \|title=Capital One buys tech start-up used by millions to price-check while shopping on Amazon \|url=https://www.cnbc.com/2018/11/20/capital-one-buys-startup-used-to-price-check-while-shopping-on-amazon.html \|url-status=live \|access-date=16 Mar 2025 \|website=[[CNBC]] \|archive-url=http://web.archive.org/web/20250228120358/https://www.cnbc.com/2018/11/20/capital-one-buys-startup-used-to-price-check-while-shopping-on-amazon.html \|archive-date=28 Feb 2025}}</ref>

	==Consumer impact summary==		==Consumer impact summary==
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	==Controversies==		==Controversies==

	*In July 2012, Capital One was fined by the [[wikipedia:Office_of_the_Comptroller_of_the_Currency\|Office of the Comptroller of the Currency]] and the [[wikipedia:Consumer_Financial_Protection_Bureau\|Consumer Financial Protection Bureau]] for misleading millions of its customers, for example by requiring customers to pay extra for payment protection or credit monitoring when they took out a card.<ref>{{Cite web \|date=18 Jul 2012 \|title=Capital One fined for misleading millions of customers \|url=https://www.bbc.com/news/business-18893998 \|url-status=live \|access-date=16 Mar 2025 \|website=[[BBC]] ~~\|url-status=live~~ \|archive-url=http://web.archive.org/web/20250708193854/https://www.bbc.com/news/business-18893998 \|archive-date=8 Jul 2025}}</ref> The company agreed to pay $210 million to settle the legal action and to refund two million customers.<ref>{{Cite web \|date=18 Jul 2012 \|title=FORM 8-K \|url=https://pdf.secdatabase.com/1492/0001193125-12-305691.pdf \|url-status=live \|access-date=16 Mar 2025 \|website=[[SEC]] ~~\|url-status=live~~ \|archive-url=http://web.archive.org/web/20250803121208/http://pdf.secdatabase.com/1492/0001193125-12-305691.pdf \|archive-date=3 Aug 2025}}</ref>		*In July 2012, Capital One was fined by the [[wikipedia:Office_of_the_Comptroller_of_the_Currency\|Office of the Comptroller of the Currency]] and the [[wikipedia:Consumer_Financial_Protection_Bureau\|Consumer Financial Protection Bureau]] for misleading millions of its customers, for example by requiring customers to pay extra for payment protection or credit monitoring when they took out a card.<ref>{{Cite web \|date=18 Jul 2012 \|title=Capital One fined for misleading millions of customers \|url=https://www.bbc.com/news/business-18893998 \|url-status=live \|access-date=16 Mar 2025 \|website=[[BBC]] \|archive-url=http://web.archive.org/web/20250708193854/https://www.bbc.com/news/business-18893998 \|archive-date=8 Jul 2025}}</ref> The company agreed to pay $210 million to settle the legal action and to refund two million customers.<ref>{{Cite web \|date=18 Jul 2012 \|title=FORM 8-K \|url=https://pdf.secdatabase.com/1492/0001193125-12-305691.pdf \|url-status=live \|access-date=16 Mar 2025 \|website=[[SEC]] \|archive-url=http://web.archive.org/web/20250803121208/http://pdf.secdatabase.com/1492/0001193125-12-305691.pdf \|archive-date=3 Aug 2025}}</ref>
	*In September 2018, Capital One sponsored a tutorial on how to build a computer alongside The Verge that had multiple errors titled "How to Build a Custom PC for Editing, Gaming or Coding", and the video was removed due to backlash from the community.<ref>{{Cite web \|last=Lanstrifer \|date=12 Dec 2018 \|title=The Verge PC Build Video - Original File [1080p] \|url=https://www.youtube.com/watch?v=ZDbHnRWSXTk&t=1s \|url-status=live \|access-date=16 Mar 2025 \|website=[[YouTube]] ~~\|url-status=live~~ \|archive-url=https://preservetube.com/watch?v=ZDbHnRWSXTk \|archive-date=16 Feb 2026}}</ref> In 2019, The Verge filed a DMCA take-down notice to YouTube to remove all reposts of the original video, alleging copyright infringement. YouTube took down two of the videos, uploaded by YouTube channels BitWit and ReviewTechUSA, while applying a copyright "strike" to these two channels.<ref>{{Cite web \|last=Lee \|first=Timothy B. \|date=19 Feb 2019 \|title=Vox lawyers briefly censored YouTubers who mocked The Verge’s bad PC build advice \|url=https://arstechnica.com/tech-policy/2019/02/the-verge-briefly-censored-youtubers-who-mocked-its-bad-pc-building-advice/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[ArsTechnica]] ~~\|url-status=live~~ \|archive-url=http://web.archive.org/web/20260203202011/https://arstechnica.com/tech-policy/2019/02/the-verge-briefly-censored-youtubers-who-mocked-its-bad-pc-building-advice/ \|archive-date=3 Feb 2026}}</ref>		*In September 2018, Capital One sponsored a tutorial on how to build a computer alongside The Verge that had multiple errors titled "How to Build a Custom PC for Editing, Gaming or Coding", and the video was removed due to backlash from the community.<ref>{{Cite web \|last=Lanstrifer \|date=12 Dec 2018 \|title=The Verge PC Build Video - Original File [1080p] \|url=https://www.youtube.com/watch?v=ZDbHnRWSXTk&t=1s \|url-status=live \|access-date=16 Mar 2025 \|website=[[YouTube]] \|archive-url=https://preservetube.com/watch?v=ZDbHnRWSXTk \|archive-date=16 Feb 2026}}</ref> In 2019, The Verge filed a DMCA take-down notice to YouTube to remove all reposts of the original video, alleging copyright infringement. YouTube took down two of the videos, uploaded by YouTube channels BitWit and ReviewTechUSA, while applying a copyright "strike" to these two channels.<ref>{{Cite web \|last=Lee \|first=Timothy B. \|date=19 Feb 2019 \|title=Vox lawyers briefly censored YouTubers who mocked The Verge’s bad PC build advice \|url=https://arstechnica.com/tech-policy/2019/02/the-verge-briefly-censored-youtubers-who-mocked-its-bad-pc-building-advice/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[ArsTechnica]] \|archive-url=http://web.archive.org/web/20260203202011/https://arstechnica.com/tech-policy/2019/02/the-verge-briefly-censored-youtubers-who-mocked-its-bad-pc-building-advice/ \|archive-date=3 Feb 2026}}</ref>
	*In July 2019, Capital One publicly acknowledged a data breach of credit scores, credit limits, balances, payment history, and contact information of around 100 million clients.<ref>{{Cite web \|date=19 Jul 2019 \|title=Information on the Capital One cyber incident \|url=https://www.capitalone.com/digital/facts2019/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[CapitalOne]] ~~\|url-status=live~~ \|archive-url=http://web.archive.org/web/20260113061255/https://www.capitalone.com/digital/facts2019/ \|archive-date=13 Jan 2026}}</ref>		*In July 2019, Capital One publicly acknowledged a data breach of credit scores, credit limits, balances, payment history, and contact information of around 100 million clients.<ref>{{Cite web \|date=19 Jul 2019 \|title=Information on the Capital One cyber incident \|url=https://www.capitalone.com/digital/facts2019/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[CapitalOne]] \|archive-url=http://web.archive.org/web/20260113061255/https://www.capitalone.com/digital/facts2019/ \|archive-date=13 Jan 2026}}</ref>
	*In January 2025, the Consumer Financial Protection Bureau (CFPB) accused Capital One of cheating savings account holders out of $2 billion in interest payments by "deceptive, abusive and illegal" practices which obscured the difference between the high-interest "360 Performance Savings" accounts vs. low-interest "360 Savings" accounts. Capital One forbade its employees to volunteer information about or marketing 360 Performance Savings to existing customers.<ref>{{Cite web \|last=Copeland \|first=Rob \|date=14 Jan 2025 \|title=Capital One Is Accused of Cheating Customers Out of $2 Billion \|url=https://www.nytimes.com/2025/01/14/business/capital-one-cfpb-lawsuit.html \|url-status=live \|access-date=16 Mar 2025 \|website=[[The New York Times]] ~~\|url-status=live~~ \|archive-url=http://web.archive.org/web/20250805003958/https://www.nytimes.com/2025/01/14/business/capital-one-cfpb-lawsuit.html \|archive-date=5 Aug 2025}}</ref> In February of 2025, the CFPB under the Trump administration dismissed this action with prejudice.<ref>{{Cite web \|last=Grantham-Philips \|first=Wyatte \|date=28 Feb 2025 \|title=The CFPB drops its enforcement lawsuits against Capital One, Rocket Homes and more \|url=https://apnews.com/article/cfpb-drops-capital-one-rocket-lawsuits-e3a4a18ccd9ddd97610ef23fd6b843b2 \|url-status=live \|access-date=16 Mar 2025 \|website=[[APNews]] ~~\|url-status=live~~ \|archive-url=http://web.archive.org/web/20251020123544/https://apnews.com/article/cfpb-drops-capital-one-rocket-lawsuits-e3a4a18ccd9ddd97610ef23fd6b843b2 \|archive-date=20 Oct 2025}}</ref>		*In January 2025, the Consumer Financial Protection Bureau (CFPB) accused Capital One of cheating savings account holders out of $2 billion in interest payments by "deceptive, abusive and illegal" practices which obscured the difference between the high-interest "360 Performance Savings" accounts vs. low-interest "360 Savings" accounts. Capital One forbade its employees to volunteer information about or marketing 360 Performance Savings to existing customers.<ref>{{Cite web \|last=Copeland \|first=Rob \|date=14 Jan 2025 \|title=Capital One Is Accused of Cheating Customers Out of $2 Billion \|url=https://www.nytimes.com/2025/01/14/business/capital-one-cfpb-lawsuit.html \|url-status=live \|access-date=16 Mar 2025 \|website=[[The New York Times]] \|archive-url=http://web.archive.org/web/20250805003958/https://www.nytimes.com/2025/01/14/business/capital-one-cfpb-lawsuit.html \|archive-date=5 Aug 2025}}</ref> In February of 2025, the CFPB under the Trump administration dismissed this action with prejudice.<ref>{{Cite web \|last=Grantham-Philips \|first=Wyatte \|date=28 Feb 2025 \|title=The CFPB drops its enforcement lawsuits against Capital One, Rocket Homes and more \|url=https://apnews.com/article/cfpb-drops-capital-one-rocket-lawsuits-e3a4a18ccd9ddd97610ef23fd6b843b2 \|url-status=live \|access-date=16 Mar 2025 \|website=[[APNews]] \|archive-url=http://web.archive.org/web/20251020123544/https://apnews.com/article/cfpb-drops-capital-one-rocket-lawsuits-e3a4a18ccd9ddd97610ef23fd6b843b2 \|archive-date=20 Oct 2025}}</ref>

	==References==		==References==
	<references />		<references />
	[[Category:Capital One]]		[[Category:Capital One]]

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2026-02-16T01:56:08Z

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← Older revision		Revision as of 01:56, 16 February 2026
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	\|Website=https://capitalone.com		\|Website=https://capitalone.com
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	'''Capital One Financial Corporation''' is an American bank holding company founded on July 21, 1994, and specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia with operations primarily in the United States.<ref>{{Cite web \|title=CAPITAL ONE FINANCIAL CORPORATION \|url=https://www.sec.gov/ix?doc=/Archives/edgar/data/927628/000092762823000117/cof-20221231.htm \|url-status=live \|access-date=16 Mar 2025 \|website=[[SEC]]}}</ref>		'''Capital One Financial Corporation''' is an American bank holding company founded on July 21, 1994, and specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia with operations primarily in the United States.<ref>{{Cite web \|title=CAPITAL ONE FINANCIAL CORPORATION \|url=https://www.sec.gov/ix?doc=/Archives/edgar/data/927628/000092762823000117/cof-20221231.htm \|url-status=live \|access-date=16 Mar 2025 \|website=[[SEC]] \|url-status=live \|archive-url=http://web.archive.org/web/20250708193900/https://www.sec.gov/ix?doc=/Archives/edgar/data/927628/000092762823000117/cof-20221231.htm \|archive-date=8 Jul 2025}}</ref>

	In May 2018, the company acquired Confyrm, a digital identity and fraud alert service.<ref>{{Cite web \|last=Perez \|first=Sarah \|date=11 May 2018 \|title=Capital One acquires digital identity and fraud alert startup Confyrm \|url=https://techcrunch.com/2018/05/11/capital-one-acquires-digital-identity-and-fraud-alert-startup-confyrm/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[TechCrunch]]}}</ref>		In May 2018, the company acquired Confyrm, a digital identity and fraud alert service.<ref>{{Cite web \|last=Perez \|first=Sarah \|date=11 May 2018 \|title=Capital One acquires digital identity and fraud alert startup Confyrm \|url=https://techcrunch.com/2018/05/11/capital-one-acquires-digital-identity-and-fraud-alert-startup-confyrm/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[TechCrunch]] \|url-status=live \|archive-url=http://web.archive.org/web/20250724151120/https://techcrunch.com/2018/05/11/capital-one-acquires-digital-identity-and-fraud-alert-startup-confyrm/ \|archive-date=24 Jul 2025}}</ref>

	In November 2018, Capital One acquired Wikibuy, a shopping comparison app and browser extension from an Austin, Texas start-up business.<ref>{{Cite web \|last=Son \|first=Hugh \|date=20 Nov 2018 \|title=Capital One buys tech start-up used by millions to price-check while shopping on Amazon \|url=https://www.cnbc.com/2018/11/20/capital-one-buys-startup-used-to-price-check-while-shopping-on-amazon.html \|url-status=live \|access-date=16 Mar 2025 \|website=[[CNBC]]}}</ref>		In November 2018, Capital One acquired Wikibuy, a shopping comparison app and browser extension from an Austin, Texas start-up business.<ref>{{Cite web \|last=Son \|first=Hugh \|date=20 Nov 2018 \|title=Capital One buys tech start-up used by millions to price-check while shopping on Amazon \|url=https://www.cnbc.com/2018/11/20/capital-one-buys-startup-used-to-price-check-while-shopping-on-amazon.html \|url-status=live \|access-date=16 Mar 2025 \|website=[[CNBC]] \|url-status=live \|archive-url=http://web.archive.org/web/20250228120358/https://www.cnbc.com/2018/11/20/capital-one-buys-startup-used-to-price-check-while-shopping-on-amazon.html \|archive-date=28 Feb 2025}}</ref>

	==Consumer impact summary==		==Consumer impact summary==
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	==Controversies==		==Controversies==

	*In July 2012, Capital One was fined by the [[wikipedia:Office_of_the_Comptroller_of_the_Currency\|Office of the Comptroller of the Currency]] and the [[wikipedia:Consumer_Financial_Protection_Bureau\|Consumer Financial Protection Bureau]] for misleading millions of its customers, for example by requiring customers to pay extra for payment protection or credit monitoring when they took out a card.<ref>{{Cite web \|date=18 Jul 2012 \|title=Capital One fined for misleading millions of customers \|url=https://www.bbc.com/news/business-18893998 \|url-status=live \|access-date=16 Mar 2025 \|website=[[BBC]]}}</ref> The company agreed to pay $210 million to settle the legal action and to refund two million customers.<ref>{{Cite web \|date=18 Jul 2012 \|title=FORM 8-K \|url=https://pdf.secdatabase.com/1492/0001193125-12-305691.pdf \|url-status=live \|access-date=16 Mar 2025 \|website=[[SEC]]}}</ref>		*In July 2012, Capital One was fined by the [[wikipedia:Office_of_the_Comptroller_of_the_Currency\|Office of the Comptroller of the Currency]] and the [[wikipedia:Consumer_Financial_Protection_Bureau\|Consumer Financial Protection Bureau]] for misleading millions of its customers, for example by requiring customers to pay extra for payment protection or credit monitoring when they took out a card.<ref>{{Cite web \|date=18 Jul 2012 \|title=Capital One fined for misleading millions of customers \|url=https://www.bbc.com/news/business-18893998 \|url-status=live \|access-date=16 Mar 2025 \|website=[[BBC]] \|url-status=live \|archive-url=http://web.archive.org/web/20250708193854/https://www.bbc.com/news/business-18893998 \|archive-date=8 Jul 2025}}</ref> The company agreed to pay $210 million to settle the legal action and to refund two million customers.<ref>{{Cite web \|date=18 Jul 2012 \|title=FORM 8-K \|url=https://pdf.secdatabase.com/1492/0001193125-12-305691.pdf \|url-status=live \|access-date=16 Mar 2025 \|website=[[SEC]] \|url-status=live \|archive-url=http://web.archive.org/web/20250803121208/http://pdf.secdatabase.com/1492/0001193125-12-305691.pdf \|archive-date=3 Aug 2025}}</ref>
	*In September 2018, Capital One sponsored a tutorial on how to build a computer alongside The Verge that had multiple errors titled "How to Build a Custom PC for Editing, Gaming or Coding", and the video was removed due to backlash from the community.<ref>{{Cite web \|last=Lanstrifer \|date=12 Dec 2018 \|title=The Verge PC Build Video - Original File [1080p] \|url=https://www.youtube.com/watch?v=ZDbHnRWSXTk&t=1s \|url-status=live \|access-date=16 Mar 2025 \|website=[[YouTube]]}}</ref> In 2019, The Verge filed a DMCA take-down notice to YouTube to remove all reposts of the original video, alleging copyright infringement. YouTube took down two of the videos, uploaded by YouTube channels BitWit and ReviewTechUSA, while applying a copyright "strike" to these two channels.<ref>{{Cite web \|last=Lee \|first=Timothy B. \|date=19 Feb 2019 \|title=Vox lawyers briefly censored YouTubers who mocked The Verge’s bad PC build advice \|url=https://arstechnica.com/tech-policy/2019/02/the-verge-briefly-censored-youtubers-who-mocked-its-bad-pc-building-advice/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[ArsTechnica]]}}</ref>		*In September 2018, Capital One sponsored a tutorial on how to build a computer alongside The Verge that had multiple errors titled "How to Build a Custom PC for Editing, Gaming or Coding", and the video was removed due to backlash from the community.<ref>{{Cite web \|last=Lanstrifer \|date=12 Dec 2018 \|title=The Verge PC Build Video - Original File [1080p] \|url=https://www.youtube.com/watch?v=ZDbHnRWSXTk&t=1s \|url-status=live \|access-date=16 Mar 2025 \|website=[[YouTube]] \|url-status=live \|archive-url=https://preservetube.com/watch?v=ZDbHnRWSXTk \|archive-date=16 Feb 2026}}</ref> In 2019, The Verge filed a DMCA take-down notice to YouTube to remove all reposts of the original video, alleging copyright infringement. YouTube took down two of the videos, uploaded by YouTube channels BitWit and ReviewTechUSA, while applying a copyright "strike" to these two channels.<ref>{{Cite web \|last=Lee \|first=Timothy B. \|date=19 Feb 2019 \|title=Vox lawyers briefly censored YouTubers who mocked The Verge’s bad PC build advice \|url=https://arstechnica.com/tech-policy/2019/02/the-verge-briefly-censored-youtubers-who-mocked-its-bad-pc-building-advice/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[ArsTechnica]] \|url-status=live \|archive-url=http://web.archive.org/web/20260203202011/https://arstechnica.com/tech-policy/2019/02/the-verge-briefly-censored-youtubers-who-mocked-its-bad-pc-building-advice/ \|archive-date=3 Feb 2026}}</ref>
	*In July 2019, Capital One publicly acknowledged a data breach of credit scores, credit limits, balances, payment history, and contact information of around 100 million clients.<ref>{{Cite web \|date=19 Jul 2019 \|title=Information on the Capital One cyber incident \|url=https://www.capitalone.com/digital/facts2019/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[CapitalOne]]}}</ref>		*In July 2019, Capital One publicly acknowledged a data breach of credit scores, credit limits, balances, payment history, and contact information of around 100 million clients.<ref>{{Cite web \|date=19 Jul 2019 \|title=Information on the Capital One cyber incident \|url=https://www.capitalone.com/digital/facts2019/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[CapitalOne]] \|url-status=live \|archive-url=http://web.archive.org/web/20260113061255/https://www.capitalone.com/digital/facts2019/ \|archive-date=13 Jan 2026}}</ref>
	*In January 2025, the Consumer Financial Protection Bureau (CFPB) accused Capital One of cheating savings account holders out of $2 billion in interest payments by "deceptive, abusive and illegal" practices which obscured the difference between the high-interest "360 Performance Savings" accounts vs. low-interest "360 Savings" accounts. Capital One forbade its employees to volunteer information about or marketing 360 Performance Savings to existing customers.<ref>{{Cite web \|last=Copeland \|first=Rob \|date=14 Jan 2025 \|title=Capital One Is Accused of Cheating Customers Out of $2 Billion \|url=https://www.nytimes.com/2025/01/14/business/capital-one-cfpb-lawsuit.html \|url-status=live \|access-date=16 Mar 2025 \|website=[[The New York Times]]}}</ref> In February of 2025, the CFPB under the Trump administration dismissed this action with prejudice.<ref>{{Cite web \|last=Grantham-Philips \|first=Wyatte \|date=28 Feb 2025 \|title=The CFPB drops its enforcement lawsuits against Capital One, Rocket Homes and more \|url=https://apnews.com/article/cfpb-drops-capital-one-rocket-lawsuits-e3a4a18ccd9ddd97610ef23fd6b843b2 \|url-status=live \|access-date=16 Mar 2025 \|website=[[APNews]]}}</ref>		*In January 2025, the Consumer Financial Protection Bureau (CFPB) accused Capital One of cheating savings account holders out of $2 billion in interest payments by "deceptive, abusive and illegal" practices which obscured the difference between the high-interest "360 Performance Savings" accounts vs. low-interest "360 Savings" accounts. Capital One forbade its employees to volunteer information about or marketing 360 Performance Savings to existing customers.<ref>{{Cite web \|last=Copeland \|first=Rob \|date=14 Jan 2025 \|title=Capital One Is Accused of Cheating Customers Out of $2 Billion \|url=https://www.nytimes.com/2025/01/14/business/capital-one-cfpb-lawsuit.html \|url-status=live \|access-date=16 Mar 2025 \|website=[[The New York Times]] \|url-status=live \|archive-url=http://web.archive.org/web/20250805003958/https://www.nytimes.com/2025/01/14/business/capital-one-cfpb-lawsuit.html \|archive-date=5 Aug 2025}}</ref> In February of 2025, the CFPB under the Trump administration dismissed this action with prejudice.<ref>{{Cite web \|last=Grantham-Philips \|first=Wyatte \|date=28 Feb 2025 \|title=The CFPB drops its enforcement lawsuits against Capital One, Rocket Homes and more \|url=https://apnews.com/article/cfpb-drops-capital-one-rocket-lawsuits-e3a4a18ccd9ddd97610ef23fd6b843b2 \|url-status=live \|access-date=16 Mar 2025 \|website=[[APNews]] \|url-status=live \|archive-url=http://web.archive.org/web/20251020123544/https://apnews.com/article/cfpb-drops-capital-one-rocket-lawsuits-e3a4a18ccd9ddd97610ef23fd6b843b2 \|archive-date=20 Oct 2025}}</ref>

	==References==		==References==
	<references />		<references />
	[[Category:Capital One]]		[[Category:Capital One]]

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← Older revision		Revision as of 17:48, 11 February 2026
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	==Controversies==		==Controversies==

	*In July 2012, Capital One was fined by the [[wikipedia:Office_of_the_Comptroller_of_the_Currency\|Office of the Comptroller of the Currency]] and the [[wikipedia:Consumer_Financial_Protection_Bureau\|Consumer Financial Protection Bureau]] for misleading millions of its customers, for example by requiring customers to pay extra for payment protection or credit monitoring when they took out a card.<ref>{{Cite web \|date=18 Jul 2012 \|title=Capital One fined for misleading millions of customers \|url=https://www.bbc.com/news/business-18893998 \|url-status=live \|access-date=16 Mar 2025 \|website=[[BBC]]}}</ref> The company agreed to pay $210 million to settle the legal action and to refund two million customers.<ref>{{Cite web \|date=18 Jul 2012 \|title=FORM 8-K \|url=~~http~~://pdf.secdatabase.com/1492/0001193125-12-305691.pdf \|url-status=live \|access-date=16 Mar 2025 \|website=[[SEC]]}}</ref>		*In July 2012, Capital One was fined by the [[wikipedia:Office_of_the_Comptroller_of_the_Currency\|Office of the Comptroller of the Currency]] and the [[wikipedia:Consumer_Financial_Protection_Bureau\|Consumer Financial Protection Bureau]] for misleading millions of its customers, for example by requiring customers to pay extra for payment protection or credit monitoring when they took out a card.<ref>{{Cite web \|date=18 Jul 2012 \|title=Capital One fined for misleading millions of customers \|url=https://www.bbc.com/news/business-18893998 \|url-status=live \|access-date=16 Mar 2025 \|website=[[BBC]]}}</ref> The company agreed to pay $210 million to settle the legal action and to refund two million customers.<ref>{{Cite web \|date=18 Jul 2012 \|title=FORM 8-K \|url=https://pdf.secdatabase.com/1492/0001193125-12-305691.pdf \|url-status=live \|access-date=16 Mar 2025 \|website=[[SEC]]}}</ref>
	*In September 2018, Capital One sponsored a tutorial on how to build a computer alongside The Verge that had multiple errors titled "How to Build a Custom PC for Editing, Gaming or Coding", and the video was removed due to backlash from the community.<ref>{{Cite web \|last=Lanstrifer \|date=12 Dec 2018 \|title=The Verge PC Build Video - Original File [1080p] \|url=https://www.youtube.com/watch?v=ZDbHnRWSXTk&t=1s \|url-status=live \|access-date=16 Mar 2025 \|website=[[YouTube]]}}</ref> In 2019, The Verge filed a DMCA take-down notice to YouTube to remove all reposts of the original video, alleging copyright infringement. YouTube took down two of the videos, uploaded by YouTube channels BitWit and ReviewTechUSA, while applying a copyright "strike" to these two channels.<ref>{{Cite web \|last=Lee \|first=Timothy B. \|date=19 Feb 2019 \|title=Vox lawyers briefly censored YouTubers who mocked The Verge’s bad PC build advice \|url=https://arstechnica.com/tech-policy/2019/02/the-verge-briefly-censored-youtubers-who-mocked-its-bad-pc-building-advice/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[ArsTechnica]]}}</ref>		*In September 2018, Capital One sponsored a tutorial on how to build a computer alongside The Verge that had multiple errors titled "How to Build a Custom PC for Editing, Gaming or Coding", and the video was removed due to backlash from the community.<ref>{{Cite web \|last=Lanstrifer \|date=12 Dec 2018 \|title=The Verge PC Build Video - Original File [1080p] \|url=https://www.youtube.com/watch?v=ZDbHnRWSXTk&t=1s \|url-status=live \|access-date=16 Mar 2025 \|website=[[YouTube]]}}</ref> In 2019, The Verge filed a DMCA take-down notice to YouTube to remove all reposts of the original video, alleging copyright infringement. YouTube took down two of the videos, uploaded by YouTube channels BitWit and ReviewTechUSA, while applying a copyright "strike" to these two channels.<ref>{{Cite web \|last=Lee \|first=Timothy B. \|date=19 Feb 2019 \|title=Vox lawyers briefly censored YouTubers who mocked The Verge’s bad PC build advice \|url=https://arstechnica.com/tech-policy/2019/02/the-verge-briefly-censored-youtubers-who-mocked-its-bad-pc-building-advice/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[ArsTechnica]]}}</ref>
	*In July 2019, Capital One publicly acknowledged a data breach of credit scores, credit limits, balances, payment history, and contact information of around 100 million clients.<ref>{{Cite web \|date=19 Jul 2019 \|title=Information on the Capital One cyber incident \|url=https://www.capitalone.com/digital/facts2019/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[CapitalOne]]}}</ref>		*In July 2019, Capital One publicly acknowledged a data breach of credit scores, credit limits, balances, payment history, and contact information of around 100 million clients.<ref>{{Cite web \|date=19 Jul 2019 \|title=Information on the Capital One cyber incident \|url=https://www.capitalone.com/digital/facts2019/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[CapitalOne]]}}</ref>

Bythmusters: Added Cargo template in place of Infobox

2026-01-11T23:36:57Z

Added Cargo template in place of Infobox

← Older revision		Revision as of 23:36, 11 January 2026
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	{{~~InfoboxCompany~~		{{CompanyCargo
	\| ~~Name~~ = ~~Capital One~~		\|Description=American financian company offering credit cards, loans, and banking services.
	~~\| Type = Public~~		\|Founded=July 21, 1994
	\| Founded = July 21, 1994		\|Industry=Finance
	\| Industry = Finance		\|Logo=Capital One.svg
	\| ~~Official~~ Website = https://capitalone.com		\|ParentCompany=
	~~\| Logo = Capital One.svg~~		\|Type=Public
			\|Website=https://capitalone.com
	}}		}}
	'''Capital One Financial Corporation''' is an American bank holding company founded on July 21, 1994, and specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia with operations primarily in the United States.<ref>{{Cite web \|title=CAPITAL ONE FINANCIAL CORPORATION \|url=https://www.sec.gov/ix?doc=/Archives/edgar/data/927628/000092762823000117/cof-20221231.htm \|url-status=live \|access-date=16 Mar 2025 \|website=[[SEC]]}}</ref>		'''Capital One Financial Corporation''' is an American bank holding company founded on July 21, 1994, and specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia with operations primarily in the United States.<ref>{{Cite web \|title=CAPITAL ONE FINANCIAL CORPORATION \|url=https://www.sec.gov/ix?doc=/Archives/edgar/data/927628/000092762823000117/cof-20221231.htm \|url-status=live \|access-date=16 Mar 2025 \|website=[[SEC]]}}</ref>

SeriousSamStone: grammar

2025-08-12T02:19:30Z

grammar

← Older revision		Revision as of 02:19, 12 August 2025
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	In May 2018, the company acquired Confyrm, a digital identity and fraud alert service.<ref>{{Cite web \|last=Perez \|first=Sarah \|date=11 May 2018 \|title=Capital One acquires digital identity and fraud alert startup Confyrm \|url=https://techcrunch.com/2018/05/11/capital-one-acquires-digital-identity-and-fraud-alert-startup-confyrm/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[TechCrunch]]}}</ref>		In May 2018, the company acquired Confyrm, a digital identity and fraud alert service.<ref>{{Cite web \|last=Perez \|first=Sarah \|date=11 May 2018 \|title=Capital One acquires digital identity and fraud alert startup Confyrm \|url=https://techcrunch.com/2018/05/11/capital-one-acquires-digital-identity-and-fraud-alert-startup-confyrm/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[TechCrunch]]}}</ref>

	In November 2018, Capital One acquired Wikibuy, a shopping comparison app and browser extension from an Austin, Texas start-up business;<ref>{{Cite web \|last=Son \|first=Hugh \|date=20 Nov 2018 \|title=Capital One buys tech start-up used by millions to price-check while shopping on Amazon \|url=https://www.cnbc.com/2018/11/20/capital-one-buys-startup-used-to-price-check-while-shopping-on-amazon.html \|url-status=live \|access-date=16 Mar 2025 \|website=[[CNBC]]}}</ref>		In November 2018, Capital One acquired Wikibuy, a shopping comparison app and browser extension from an Austin, Texas start-up business.<ref>{{Cite web \|last=Son \|first=Hugh \|date=20 Nov 2018 \|title=Capital One buys tech start-up used by millions to price-check while shopping on Amazon \|url=https://www.cnbc.com/2018/11/20/capital-one-buys-startup-used-to-price-check-while-shopping-on-amazon.html \|url-status=live \|access-date=16 Mar 2025 \|website=[[CNBC]]}}</ref>

	==Consumer impact summary==		==Consumer impact summary==

Emanuele: added consumer impact summary and fixed references

2025-03-16T16:16:30Z

added consumer impact summary and fixed references

← Older revision		Revision as of 16:16, 16 March 2025
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	\| Logo = Capital One.svg		\| Logo = Capital One.svg
	}}		}}
	'''Capital One Financial Corporation''' is an American bank holding company founded on July 21, 1994, and specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia with operations primarily in the United States.<ref>https://www.sec.gov/ix?doc=/Archives/edgar/data/927628/000092762823000117/cof-20221231.htm</ref>		'''Capital One Financial Corporation''' is an American bank holding company founded on July 21, 1994, and specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia with operations primarily in the United States.<ref>{{Cite web \|title=CAPITAL ONE FINANCIAL CORPORATION \|url=https://www.sec.gov/ix?doc=/Archives/edgar/data/927628/000092762823000117/cof-20221231.htm \|url-status=live \|access-date=16 Mar 2025 \|website=[[SEC]]}}</ref>

	In May 2018, the company acquired Confyrm, a digital identity and fraud alert service.<ref>https://techcrunch.com/2018/05/11/capital-one-acquires-digital-identity-and-fraud-alert-startup-confyrm/</ref>		In May 2018, the company acquired Confyrm, a digital identity and fraud alert service.<ref>{{Cite web \|last=Perez \|first=Sarah \|date=11 May 2018 \|title=Capital One acquires digital identity and fraud alert startup Confyrm \|url=https://techcrunch.com/2018/05/11/capital-one-acquires-digital-identity-and-fraud-alert-startup-confyrm/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[TechCrunch]]}}</ref>

	In November 2018, Capital One acquired Wikibuy, a shopping comparison app and browser extension from an Austin, Texas start-up business;<ref>https://www.cnbc.com/2018/11/20/capital-one-buys-startup-used-to-price-check-while-shopping-on-amazon.html</ref>		In November 2018, Capital One acquired Wikibuy, a shopping comparison app and browser extension from an Austin, Texas start-up business;<ref>{{Cite web \|last=Son \|first=Hugh \|date=20 Nov 2018 \|title=Capital One buys tech start-up used by millions to price-check while shopping on Amazon \|url=https://www.cnbc.com/2018/11/20/capital-one-buys-startup-used-to-price-check-while-shopping-on-amazon.html \|url-status=live \|access-date=16 Mar 2025 \|website=[[CNBC]]}}</ref>

	== Consumer impact summary ==		==Consumer impact summary==
	~~<nowiki>*</nowiki> User Freedom:~~		Capital One has been involved in several controversies, including misleading customers with unnecessary add-ons, a major data breach exposing sensitive information, and deceptive practices related to savings accounts that cost customers billions in lost interest. The company has also faced backlash for sponsoring flawed content and using copyright claims to suppress criticism.

	~~<nowiki>*</nowiki> User Privacy:~~

	~~<nowiki>*</nowiki> Business Model:~~

	~~<nowiki>*</nowiki> Market Control:~~

	==Controversies==		==Controversies==

	*In July 2012, Capital One was fined by the [[wikipedia:Office_of_the_Comptroller_of_the_Currency\|Office of the Comptroller of the Currency]] and the [[wikipedia:Consumer_Financial_Protection_Bureau\|Consumer Financial Protection Bureau]] for misleading millions of its customers, for example by requiring customers to pay extra for payment protection or credit monitoring when they took out a card.<ref>https://www.bbc.com/news/business-18893998</ref> The company agreed to pay $210 million to settle the legal action and to refund two million customers.<ref>http://pdf.secdatabase.com/1492/0001193125-12-305691.pdf</ref>		*In July 2012, Capital One was fined by the [[wikipedia:Office_of_the_Comptroller_of_the_Currency\|Office of the Comptroller of the Currency]] and the [[wikipedia:Consumer_Financial_Protection_Bureau\|Consumer Financial Protection Bureau]] for misleading millions of its customers, for example by requiring customers to pay extra for payment protection or credit monitoring when they took out a card.<ref>{{Cite web \|date=18 Jul 2012 \|title=Capital One fined for misleading millions of customers \|url=https://www.bbc.com/news/business-18893998 \|url-status=live \|access-date=16 Mar 2025 \|website=[[BBC]]}}</ref> The company agreed to pay $210 million to settle the legal action and to refund two million customers.<ref>{{Cite web \|date=18 Jul 2012 \|title=FORM 8-K \|url=http://pdf.secdatabase.com/1492/0001193125-12-305691.pdf \|url-status=live \|access-date=16 Mar 2025 \|website=[[SEC]]}}</ref>
	*In September 2018, Capital One sponsored a tutorial on how to build a computer alongside The Verge that had multiple errors titled "How to Build a Custom PC for Editing, Gaming or Coding", and the video was removed due to backlash from the community.<ref>[https://www.youtube.com/watch?v=ZDbHnRWSXTk&t=1s ~~https://www.youtube.com/watch?v~~=~~ZDbHnRWSXTk~~]</ref> In 2019, The Verge filed a DMCA take-down notice to YouTube to remove all reposts of the original video, alleging copyright infringement. YouTube took down two of the videos, uploaded by YouTube channels BitWit and ReviewTechUSA, while applying a copyright "strike" to these two channels.<ref>https://arstechnica.com/tech-policy/2019/02/the-verge-briefly-censored-youtubers-who-mocked-its-bad-pc-building-advice/</ref>		*In September 2018, Capital One sponsored a tutorial on how to build a computer alongside The Verge that had multiple errors titled "How to Build a Custom PC for Editing, Gaming or Coding", and the video was removed due to backlash from the community.<ref>{{Cite web \|last=Lanstrifer \|date=12 Dec 2018 \|title=The Verge PC Build Video - Original File [1080p] \|url=https://www.youtube.com/watch?v=ZDbHnRWSXTk&t=1s \|url-status=live \|access-date=16 Mar 2025 \|website=[[YouTube]]}}</ref> In 2019, The Verge filed a DMCA take-down notice to YouTube to remove all reposts of the original video, alleging copyright infringement. YouTube took down two of the videos, uploaded by YouTube channels BitWit and ReviewTechUSA, while applying a copyright "strike" to these two channels.<ref>{{Cite web \|last=Lee \|first=Timothy B. \|date=19 Feb 2019 \|title=Vox lawyers briefly censored YouTubers who mocked The Verge’s bad PC build advice \|url=https://arstechnica.com/tech-policy/2019/02/the-verge-briefly-censored-youtubers-who-mocked-its-bad-pc-building-advice/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[ArsTechnica]]}}</ref>
	*In July 2019, Capital One publicly acknowledged a data breach of credit scores, credit limits, balances, payment history, and contact information of around 100 million clients.<ref>https://www.capitalone.com/digital/facts2019/</ref>		*In July 2019, Capital One publicly acknowledged a data breach of credit scores, credit limits, balances, payment history, and contact information of around 100 million clients.<ref>{{Cite web \|date=19 Jul 2019 \|title=Information on the Capital One cyber incident \|url=https://www.capitalone.com/digital/facts2019/ \|url-status=live \|access-date=16 Mar 2025 \|website=[[CapitalOne]]}}</ref>
	*In January 2025, the Consumer Financial Protection Bureau (CFPB) accused Capital One of cheating savings account holders out of $2 billion in interest payments by "deceptive, abusive and illegal" practices which obscured the difference between the high-interest "360 Performance Savings" accounts vs. low-interest "360 Savings" accounts. Capital One forbade its employees to volunteer information about or marketing 360 Performance Savings to existing customers.<ref>https://www.nytimes.com/2025/01/14/business/capital-one-cfpb-lawsuit.html</ref> In February of 2025, the CFPB under the Trump administration dismissed this action with prejudice.<ref>https://apnews.com/article/cfpb-drops-capital-one-rocket-lawsuits-e3a4a18ccd9ddd97610ef23fd6b843b2</ref>		*In January 2025, the Consumer Financial Protection Bureau (CFPB) accused Capital One of cheating savings account holders out of $2 billion in interest payments by "deceptive, abusive and illegal" practices which obscured the difference between the high-interest "360 Performance Savings" accounts vs. low-interest "360 Savings" accounts. Capital One forbade its employees to volunteer information about or marketing 360 Performance Savings to existing customers.<ref>{{Cite web \|last=Copeland \|first=Rob \|date=14 Jan 2025 \|title=Capital One Is Accused of Cheating Customers Out of $2 Billion \|url=https://www.nytimes.com/2025/01/14/business/capital-one-cfpb-lawsuit.html \|url-status=live \|access-date=16 Mar 2025 \|website=[[The New York Times]]}}</ref> In February of 2025, the CFPB under the Trump administration dismissed this action with prejudice.<ref>{{Cite web \|last=Grantham-Philips \|first=Wyatte \|date=28 Feb 2025 \|title=The CFPB drops its enforcement lawsuits against Capital One, Rocket Homes and more \|url=https://apnews.com/article/cfpb-drops-capital-one-rocket-lawsuits-e3a4a18ccd9ddd97610ef23fd6b843b2 \|url-status=live \|access-date=16 Mar 2025 \|website=[[APNews]]}}</ref>

	==References==		==References==
	<references />		<references />
	[[Category:Capital One]]		[[Category:Capital One]]

JamesTDG: Up to template standards

2025-03-15T10:40:45Z

Up to template standards

← Older revision		Revision as of 10:40, 15 March 2025
Line 12:		Line 12:

	In November 2018, Capital One acquired Wikibuy, a shopping comparison app and browser extension from an Austin, Texas start-up business;<ref>https://www.cnbc.com/2018/11/20/capital-one-buys-startup-used-to-price-check-while-shopping-on-amazon.html</ref>		In November 2018, Capital One acquired Wikibuy, a shopping comparison app and browser extension from an Austin, Texas start-up business;<ref>https://www.cnbc.com/2018/11/20/capital-one-buys-startup-used-to-price-check-while-shopping-on-amazon.html</ref>

			== Consumer impact summary ==
			<nowiki>*</nowiki> User Freedom:

			<nowiki>*</nowiki> User Privacy:

			<nowiki>*</nowiki> Business Model:

			<nowiki>*</nowiki> Market Control:

	==Controversies==		==Controversies==

TasmanianRex at 03:12, 9 March 2025

2025-03-09T03:12:07Z

← Older revision		Revision as of 03:12, 9 March 2025
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	*In September 2018, Capital One sponsored a tutorial on how to build a computer alongside The Verge that had multiple errors titled "How to Build a Custom PC for Editing, Gaming or Coding", and the video was removed due to backlash from the community.<ref>[https://www.youtube.com/watch?v=ZDbHnRWSXTk&t=1s https://www.youtube.com/watch?v=ZDbHnRWSXTk]</ref> In 2019, The Verge filed a DMCA take-down notice to YouTube to remove all reposts of the original video, alleging copyright infringement. YouTube took down two of the videos, uploaded by YouTube channels BitWit and ReviewTechUSA, while applying a copyright "strike" to these two channels.<ref>https://arstechnica.com/tech-policy/2019/02/the-verge-briefly-censored-youtubers-who-mocked-its-bad-pc-building-advice/</ref>		*In September 2018, Capital One sponsored a tutorial on how to build a computer alongside The Verge that had multiple errors titled "How to Build a Custom PC for Editing, Gaming or Coding", and the video was removed due to backlash from the community.<ref>[https://www.youtube.com/watch?v=ZDbHnRWSXTk&t=1s https://www.youtube.com/watch?v=ZDbHnRWSXTk]</ref> In 2019, The Verge filed a DMCA take-down notice to YouTube to remove all reposts of the original video, alleging copyright infringement. YouTube took down two of the videos, uploaded by YouTube channels BitWit and ReviewTechUSA, while applying a copyright "strike" to these two channels.<ref>https://arstechnica.com/tech-policy/2019/02/the-verge-briefly-censored-youtubers-who-mocked-its-bad-pc-building-advice/</ref>
	*In July 2019, Capital One publicly acknowledged a data breach of credit scores, credit limits, balances, payment history, and contact information of around 100 million clients.<ref>https://www.capitalone.com/digital/facts2019/</ref>		*In July 2019, Capital One publicly acknowledged a data breach of credit scores, credit limits, balances, payment history, and contact information of around 100 million clients.<ref>https://www.capitalone.com/digital/facts2019/</ref>
	*In January 2025, the Consumer Financial Protection Bureau (CFPB) accused Capital One of cheating savings account holders out of $2 billion in interest payments by "deceptive, abusive and illegal" practices which obscured the difference between the high-interest "360 Performance Savings" accounts vs. low-interest "360 Savings" accounts. Capital One forbade its employees to volunteer information about or marketing 360 Performance Savings to existing customers. <ref>https://www.nytimes.com/2025/01/14/business/capital-one-cfpb-lawsuit.html</ref> In February of 2025, the CFPB under the Trump administration dismissed this action with prejudice. <ref> https://apnews.com/article/cfpb-drops-capital-one-rocket-lawsuits-e3a4a18ccd9ddd97610ef23fd6b843b2</ref>		*In January 2025, the Consumer Financial Protection Bureau (CFPB) accused Capital One of cheating savings account holders out of $2 billion in interest payments by "deceptive, abusive and illegal" practices which obscured the difference between the high-interest "360 Performance Savings" accounts vs. low-interest "360 Savings" accounts. Capital One forbade its employees to volunteer information about or marketing 360 Performance Savings to existing customers.<ref>https://www.nytimes.com/2025/01/14/business/capital-one-cfpb-lawsuit.html</ref> In February of 2025, the CFPB under the Trump administration dismissed this action with prejudice.<ref>https://apnews.com/article/cfpb-drops-capital-one-rocket-lawsuits-e3a4a18ccd9ddd97610ef23fd6b843b2</ref>

	==References==		==References==
	<references />		<references />
	[[Category:Capital One]]		[[Category:Capital One]]

2600:1700:2781:3080:E5C3:916F:C079:4CD5: /* Controversies */

2025-03-09T01:37:38Z

Controversies

← Older revision		Revision as of 01:37, 9 March 2025
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	In November 2018, Capital One acquired Wikibuy, a shopping comparison app and browser extension from an Austin, Texas start-up business;<ref>https://www.cnbc.com/2018/11/20/capital-one-buys-startup-used-to-price-check-while-shopping-on-amazon.html</ref>		In November 2018, Capital One acquired Wikibuy, a shopping comparison app and browser extension from an Austin, Texas start-up business;<ref>https://www.cnbc.com/2018/11/20/capital-one-buys-startup-used-to-price-check-while-shopping-on-amazon.html</ref>

	== Controversies ==		==Controversies==

	* In July 2012, Capital One was fined by the [[wikipedia:Office_of_the_Comptroller_of_the_Currency\|Office of the Comptroller of the Currency]] and the [[wikipedia:Consumer_Financial_Protection_Bureau\|Consumer Financial Protection Bureau]] for misleading millions of its customers, for example by requiring customers to pay extra for payment protection or credit monitoring when they took out a card.<ref>https://www.bbc.com/news/business-18893998</ref> The company agreed to pay $210 million to settle the legal action and to refund two million customers.<ref>http://pdf.secdatabase.com/1492/0001193125-12-305691.pdf</ref>		*In July 2012, Capital One was fined by the [[wikipedia:Office_of_the_Comptroller_of_the_Currency\|Office of the Comptroller of the Currency]] and the [[wikipedia:Consumer_Financial_Protection_Bureau\|Consumer Financial Protection Bureau]] for misleading millions of its customers, for example by requiring customers to pay extra for payment protection or credit monitoring when they took out a card.<ref>https://www.bbc.com/news/business-18893998</ref> The company agreed to pay $210 million to settle the legal action and to refund two million customers.<ref>http://pdf.secdatabase.com/1492/0001193125-12-305691.pdf</ref>
	* In September 2018, Capital One sponsored a tutorial on how to build a computer alongside The Verge that had multiple errors titled "How to Build a Custom PC for Editing, Gaming or Coding", and the video was removed due to backlash from the community.<ref>[https://www.youtube.com/watch?v=ZDbHnRWSXTk&t=1s https://www.youtube.com/watch?v=ZDbHnRWSXTk]</ref> In 2019, The Verge filed a DMCA take-down notice to YouTube to remove all reposts of the original video, alleging copyright infringement. YouTube took down two of the videos, uploaded by YouTube channels BitWit and ReviewTechUSA, while applying a copyright "strike" to these two channels.<ref>https://arstechnica.com/tech-policy/2019/02/the-verge-briefly-censored-youtubers-who-mocked-its-bad-pc-building-advice/</ref>		*In September 2018, Capital One sponsored a tutorial on how to build a computer alongside The Verge that had multiple errors titled "How to Build a Custom PC for Editing, Gaming or Coding", and the video was removed due to backlash from the community.<ref>[https://www.youtube.com/watch?v=ZDbHnRWSXTk&t=1s https://www.youtube.com/watch?v=ZDbHnRWSXTk]</ref> In 2019, The Verge filed a DMCA take-down notice to YouTube to remove all reposts of the original video, alleging copyright infringement. YouTube took down two of the videos, uploaded by YouTube channels BitWit and ReviewTechUSA, while applying a copyright "strike" to these two channels.<ref>https://arstechnica.com/tech-policy/2019/02/the-verge-briefly-censored-youtubers-who-mocked-its-bad-pc-building-advice/</ref>
	* In July 2019, Capital One publicly acknowledged a data breach of credit scores, credit limits, balances, payment history, and contact information of around 100 million clients.<ref>https://www.capitalone.com/digital/facts2019/</ref>		*In July 2019, Capital One publicly acknowledged a data breach of credit scores, credit limits, balances, payment history, and contact information of around 100 million clients.<ref>https://www.capitalone.com/digital/facts2019/</ref>
	* In January 2025, the Consumer Financial Protection Bureau accused Capital One of cheating savings account holders out of $2 billion, by "deceptive, abusive and illegal" practices which obscured the difference between the high-interest "360 Performance Savings" accounts vs. low-interest "360 Savings" accounts.<ref>https://www.nytimes.com/2025/01/14/business/capital-one-cfpb-lawsuit.html</ref>		*In January 2025, the Consumer Financial Protection Bureau (CFPB) accused Capital One of cheating savings account holders out of $2 billion in interest payments by "deceptive, abusive and illegal" practices which obscured the difference between the high-interest "360 Performance Savings" accounts vs. low-interest "360 Savings" accounts. Capital One forbade its employees to volunteer information about or marketing 360 Performance Savings to existing customers. <ref>https://www.nytimes.com/2025/01/14/business/capital-one-cfpb-lawsuit.html</ref> In February of 2025, the CFPB under the Trump administration dismissed this action with prejudice. <ref> https://apnews.com/article/cfpb-drops-capital-one-rocket-lawsuits-e3a4a18ccd9ddd97610ef23fd6b843b2</ref>

	== References ==		==References==
	<references />		<references />
	[[Category:Capital One]]		[[Category:Capital One]]

Mr Pollo: Create company category

2025-03-04T20:28:36Z

Create company category

← Older revision		Revision as of 20:28, 4 March 2025
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	* In July 2012, Capital One was fined by the [[wikipedia:Office_of_the_Comptroller_of_the_Currency\|Office of the Comptroller of the Currency]] and the [[wikipedia:Consumer_Financial_Protection_Bureau\|Consumer Financial Protection Bureau]] for misleading millions of its customers, for example by requiring customers to pay extra for payment protection or credit monitoring when they took out a card.<ref>https://www.bbc.com/news/business-18893998</ref> The company agreed to pay $210 million to settle the legal action and to refund two million customers.<ref>http://pdf.secdatabase.com/1492/0001193125-12-305691.pdf</ref>		* In July 2012, Capital One was fined by the [[wikipedia:Office_of_the_Comptroller_of_the_Currency\|Office of the Comptroller of the Currency]] and the [[wikipedia:Consumer_Financial_Protection_Bureau\|Consumer Financial Protection Bureau]] for misleading millions of its customers, for example by requiring customers to pay extra for payment protection or credit monitoring when they took out a card.<ref>https://www.bbc.com/news/business-18893998</ref> The company agreed to pay $210 million to settle the legal action and to refund two million customers.<ref>http://pdf.secdatabase.com/1492/0001193125-12-305691.pdf</ref>
	* In September 2018, Capital One sponsored a tutorial on how to build a computer alongside The Verge that had multiple errors titled "How to Build a Custom PC for Editing, Gaming or Coding", and the video was removed due to backlash from the community.<ref>[https://www.youtube.com/watch?v=ZDbHnRWSXTk&t=1s https://www.youtube.com/watch?v=ZDbHnRWSXTk]</ref> In 2019, The Verge filed a DMCA ~~takedown~~ notice to ~~Youtube~~ to remove all reposts of the original video, alleging copyright infringement. YouTube took down two of the videos, uploaded by YouTube channels BitWit and ReviewTechUSA, while applying a copyright "strike" to these two channels.<ref>https://arstechnica.com/tech-policy/2019/02/the-verge-briefly-censored-youtubers-who-mocked-its-bad-pc-building-advice/</ref>		* In September 2018, Capital One sponsored a tutorial on how to build a computer alongside The Verge that had multiple errors titled "How to Build a Custom PC for Editing, Gaming or Coding", and the video was removed due to backlash from the community.<ref>[https://www.youtube.com/watch?v=ZDbHnRWSXTk&t=1s https://www.youtube.com/watch?v=ZDbHnRWSXTk]</ref> In 2019, The Verge filed a DMCA take-down notice to YouTube to remove all reposts of the original video, alleging copyright infringement. YouTube took down two of the videos, uploaded by YouTube channels BitWit and ReviewTechUSA, while applying a copyright "strike" to these two channels.<ref>https://arstechnica.com/tech-policy/2019/02/the-verge-briefly-censored-youtubers-who-mocked-its-bad-pc-building-advice/</ref>
	* In July 2019, Capital One publicly acknowledged a data breach of credit scores, credit limits, balances, payment history, and contact information of around 100 million clients.<ref>https://www.capitalone.com/digital/facts2019/</ref>		* In July 2019, Capital One publicly acknowledged a data breach of credit scores, credit limits, balances, payment history, and contact information of around 100 million clients.<ref>https://www.capitalone.com/digital/facts2019/</ref>
	* In January 2025, the Consumer Financial Protection Bureau accused Capital One of cheating savings account holders out of $2 billion, by "deceptive, abusive and illegal" practices which obscured the difference between the high-interest "360 Performance Savings" accounts vs. low-interest "360 Savings" accounts.<ref>https://www.nytimes.com/2025/01/14/business/capital-one-cfpb-lawsuit.html</ref>		* In January 2025, the Consumer Financial Protection Bureau accused Capital One of cheating savings account holders out of $2 billion, by "deceptive, abusive and illegal" practices which obscured the difference between the high-interest "360 Performance Savings" accounts vs. low-interest "360 Savings" accounts.<ref>https://www.nytimes.com/2025/01/14/business/capital-one-cfpb-lawsuit.html</ref>
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	== References ==		== References ==
	<references />		<references />
	[[Category:~~Banks~~]]		[[Category:Capital One]]