Ford repossession patent - Revision history

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 On Feb. 23, 2023, [[Ford]] put forward a patent application for SYSTEMS AND METHODS TO REPOSSES A VEHICLE. <ref>[[:File:20230055958.pdf]]
 </ref> This allows a bank or lender to activate/disable various components of a vehicle, should the owner fail to make timely payments.

InTransparencyWeTrust: categorize under company category

2025-02-22T10:55:52Z

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← Older revision		Revision as of 10:55, 22 February 2025
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	==References==		==References==
	{{reflist}}		{{reflist}}
			[[Category:Ford]]

Keith: title case removal

2025-02-12T18:55:48Z

title case removal

← Older revision		Revision as of 18:55, 12 February 2025
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	On Feb. 23, 2023, [[Ford]] put forward a patent application for SYSTEMS AND METHODS TO REPOSSES A VEHICLE. <ref>[[:File:20230055958.pdf]]		On Feb. 23, 2023, [[Ford]] put forward a patent application for SYSTEMS AND METHODS TO REPOSSES A VEHICLE. <ref>[[:File:20230055958.pdf]]
	</ref> This allows a bank or lender to activate/disable various components of a vehicle, should the owner fail to make timely payments.		</ref> This allows a bank or lender to activate/disable various components of a vehicle, should the owner fail to make timely payments.
	==Repossession ~~Patent Application~~<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958</ref>==		==Repossession patent application<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958</ref>==
	"In Terms of a general overview.. ..a first computer sends to a second computer, a message pertaining to a notice of delinquency of a vehicle-related payment. The first computer may be associated with a financing agency (a bank or a lender) and the second computer may be a vehicle computer of the vehicle or a personal communication device belonging to the individual (a smartphone, for example)."		"In Terms of a general overview.. ..a first computer sends to a second computer, a message pertaining to a notice of delinquency of a vehicle-related payment. The first computer may be associated with a financing agency (a bank or a lender) and the second computer may be a vehicle computer of the vehicle or a personal communication device belonging to the individual (a smartphone, for example)."

Line 12:		Line 12:
	*some, or all, functions of the repossession system computer		*some, or all, functions of the repossession system computer

	===Repossession ~~System Computer~~===		===Repossession system computer===
	"The repossession system computer may be configured to communicate via a network with.. ..various entities",<ref name=":0">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=7]</ref> such as:		"The repossession system computer may be configured to communicate via a network with.. ..various entities",<ref name=":0">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=7]</ref> such as:

Line 30:		Line 30:
	*light detection and ranging (LIDAR) device		*light detection and ranging (LIDAR) device

	==Repossession ~~Procedure~~<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=8</ref>==		==Repossession procedure<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=8</ref>==
	"The first step of the multi-step repossession procedure may involve instructing the repossession system computer to '''disable a functionality of one or more components of the vehicle'''. The repossession system computer may perform this operation based on associating various components in the vehicle with various categories. In an example implementation, the categories can include a primary-use component category, a first level optional-use component, a second level optional-component, and so on."		"The first step of the multi-step repossession procedure may involve instructing the repossession system computer to '''disable a functionality of one or more components of the vehicle'''. The repossession system computer may perform this operation based on associating various components in the vehicle with various categories. In an example implementation, the categories can include a primary-use component category, a first level optional-use component, a second level optional-component, and so on."

	===First ~~Level Optional~~-use ~~Components~~===		===First level optional-use components===

	*cruise control		*cruise control
Line 44:		Line 44:
	"..in accordance with disclosure.. ..the repossession system computer.. ..may disable some or all components belonging to the first level optional-use component category for a first period of time (a few days, for example)."		"..in accordance with disclosure.. ..the repossession system computer.. ..may disable some or all components belonging to the first level optional-use component category for a first period of time (a few days, for example)."

	===Second ~~Level Optional~~-use ~~Components~~===		===Second level optional-use components===

	*air conditioning system		*air conditioning system
Line 54:		Line 54:
	"If the owner of the vehicle fails to respond to the notice of delinquency over the first period of time, the repossession system computer may then disable some or all components belonging to the second level optional-use component category for a second period of time (same, or different than, the first period of time)."		"If the owner of the vehicle fails to respond to the notice of delinquency over the first period of time, the repossession system computer may then disable some or all components belonging to the second level optional-use component category for a second period of time (same, or different than, the first period of time)."

	===Primary-use ~~Components~~===		===Primary-use components===

	*engine		*engine
Line 65:		Line 65:
	If the vehicle owner still fails to respond to the notice of delinquency over the second period of time and/or despite the audio manipulation, the repossession system computer may disable some or all components of the primary-use component category.		If the vehicle owner still fails to respond to the notice of delinquency over the second period of time and/or despite the audio manipulation, the repossession system computer may disable some or all components of the primary-use component category.

	===Activation of ~~Audio Components~~<ref name=":1">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=9]</ref>===		===Activation of audio components<ref name=":1">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=9]</ref>===
	The repossession system computer may activate an audio component of the vehicle, such as the radio, a beeper, or a chime. Activation of the component could cause it to emit an incessant and unpleasant sound whenever the owner is inside the vehicle. To make the audio unpleasant the computer may vary the timber, tone, pitch, cadence, beat, or volume of the sound. The computer may also ensure the owner is unable to disable the sound.		The repossession system computer may activate an audio component of the vehicle, such as the radio, a beeper, or a chime. Activation of the component could cause it to emit an incessant and unpleasant sound whenever the owner is inside the vehicle. To make the audio unpleasant the computer may vary the timber, tone, pitch, cadence, beat, or volume of the sound. The computer may also ensure the owner is unable to disable the sound.

	===Vehicle ~~Lockout~~<ref name=":1" />===		===Vehicle lockout<ref name=":1" />===
	After the second period of time, the door lock mechanism may be disabled. This effectively places the vehicle in a lockout condition to prevent a person from entering the cabin of the vehicle. The lockout condition can be enforced in modified forms, such as only being in effect during the weekends and allowing access during the weekdays. The repossession system computer may define a geofence around the residence of the owner and allow limited use of the vehicle inside the geofence for only certain days and/or times of a day.		After the second period of time, the door lock mechanism may be disabled. This effectively places the vehicle in a lockout condition to prevent a person from entering the cabin of the vehicle. The lockout condition can be enforced in modified forms, such as only being in effect during the weekends and allowing access during the weekdays. The repossession system computer may define a geofence around the residence of the owner and allow limited use of the vehicle inside the geofence for only certain days and/or times of a day.

	===Self ~~Repossession~~<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=13]</ref>===		===Self repossession<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=13]</ref>===
	"Wherein the vehicle is an autonomous vehicle and wherein the method further comprises: detecting, by the first computer, a failure to receive the vehicle-related payment within a first period time; and sending, by the first computer, to the autonomous vehicle, a command to travel to a repossession site."		"Wherein the vehicle is an autonomous vehicle and wherein the method further comprises: detecting, by the first computer, a failure to receive the vehicle-related payment within a first period time; and sending, by the first computer, to the autonomous vehicle, a command to travel to a repossession site."

	This claim method states that the first computer can issue a command for an autonomous vehicle to drive itself to a repossession agency.		This claim method states that the first computer can issue a command for an autonomous vehicle to drive itself to a repossession agency.

	==Consumer ~~Response~~==		==Consumer response==
	While some praised the ability to make repossessions safer by avoiding confrontations, others had concerns over how easy it is to miss payments for various reasons (sudden job loss, unexpected medical bills, etc), and the impact a loss of vehicle function would have.		While some praised the ability to make repossessions safer by avoiding confrontations, others had concerns over how easy it is to miss payments for various reasons (sudden job loss, unexpected medical bills, etc), and the impact a loss of vehicle function would have.

	Greg Nojeim, a privacy advocate, showed concerns over "hidden 'features'" coming in the future.<ref name=":2">https://therecord.media/ford-drops-patent-application-remote-vehicle-access-lenders</ref>		Greg Nojeim, a privacy advocate, showed concerns over "hidden 'features'" coming in the future.<ref name=":2">https://therecord.media/ford-drops-patent-application-remote-vehicle-access-lenders</ref>

	==Ford's ~~Response~~==		==Ford's response==
	Ford abandoned this patent application in late 2023 with little comment.<ref name=":2" />		Ford abandoned this patent application in late 2023 with little comment.<ref name=":2" />

	==References==		==References==
	{{reflist}}		{{reflist}}

Keith: Keith moved page Ford Repossession Patent to Ford repossession patent: Misspelled title: Not in sentence case

2025-02-12T18:54:22Z

Keith moved page Ford Repossession Patent to Ford repossession patent: Misspelled title: Not in sentence case

← Older revision		Revision as of 18:54, 12 February 2025
(No difference)

Louis: uploaded the patent file and made it a source in the 1st sentence.

2025-02-11T23:44:17Z

uploaded the patent file and made it a source in the 1st sentence.

← Older revision		Revision as of 23:44, 11 February 2025
Line 1:		Line 1:

	On Feb. 23, 2023, [[Ford]] put forward a patent application for SYSTEMS AND METHODS TO REPOSSES A VEHICLE. This allows a bank or lender to activate/disable various components of a vehicle, should the owner fail to make timely payments.		On Feb. 23, 2023, [[Ford]] put forward a patent application for SYSTEMS AND METHODS TO REPOSSES A VEHICLE. <ref>[[:File:20230055958.pdf]]
			</ref> This allows a bank or lender to activate/disable various components of a vehicle, should the owner fail to make timely payments.
	==Repossession Patent Application<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958</ref>==		==Repossession Patent Application<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958</ref>==
	"In Terms of a general overview.. ..a first computer sends to a second computer, a message pertaining to a notice of delinquency of a vehicle-related payment. The first computer may be associated with a financing agency (a bank or a lender) and the second computer may be a vehicle computer of the vehicle or a personal communication device belonging to the individual (a smartphone, for example)."		"In Terms of a general overview.. ..a first computer sends to a second computer, a message pertaining to a notice of delinquency of a vehicle-related payment. The first computer may be associated with a financing agency (a bank or a lender) and the second computer may be a vehicle computer of the vehicle or a personal communication device belonging to the individual (a smartphone, for example)."
Line 6:		Line 7:
	When an acknowledgement to the notice is not received within a reasonable time period, the first computer may disable a functionality of a component of the vehicle, such as the radio or air-conditioner, or may put the vehicle in a lockout condition entirely.<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=6]</ref> Various functions the vehicle computer may perform:		When an acknowledgement to the notice is not received within a reasonable time period, the first computer may disable a functionality of a component of the vehicle, such as the radio or air-conditioner, or may put the vehicle in a lockout condition entirely.<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=6]</ref> Various functions the vehicle computer may perform:

	* controlling engine operations (fuel injection, speed control, emissions control, braking, etc.)		*controlling engine operations (fuel injection, speed control, emissions control, braking, etc.)
	* managing climate controls (air-conditioning, heating, etc.)		*managing climate controls (air-conditioning, heating, etc.)
	* activating airbags		*activating airbags
	* some, or all, functions of the repossession system computer		*some, or all, functions of the repossession system computer

	=== Repossession System Computer ===		===Repossession System Computer===
	"The repossession system computer may be configured to communicate via a network with.. ..various entities",<ref name=":0">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=7]</ref> such as:		"The repossession system computer may be configured to communicate via a network with.. ..various entities",<ref name=":0">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=7]</ref> such as:

	* repossession agencies		*repossession agencies
	* police authorities		*police authorities
	* medical facilities		*medical facilities
	* lending institutions		*lending institutions
	* a personal communication device of the vehicle owner		*a personal communication device of the vehicle owner

	"The vehicle may include various sensors and detection devices that are communicatively coupled to the repossession system computer and/or the vehicle computer."<ref name=":0" /> A few examples include:		"The vehicle may include various sensors and detection devices that are communicatively coupled to the repossession system computer and/or the vehicle computer."<ref name=":0" /> A few examples include:

	* camera		*camera
	* ultrasonic sensor		*ultrasonic sensor
	* radar sensor		*radar sensor
	* global positioning system (GPS) device		*global positioning system (GPS) device
	* infrared detector		*infrared detector
	* light detection and ranging (LIDAR) device		*light detection and ranging (LIDAR) device

	== Repossession Procedure<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=8</ref> ==		==Repossession Procedure<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=8</ref>==
	"The first step of the multi-step repossession procedure may involve instructing the repossession system computer to '''disable a functionality of one or more components of the vehicle'''. The repossession system computer may perform this operation based on associating various components in the vehicle with various categories. In an example implementation, the categories can include a primary-use component category, a first level optional-use component, a second level optional-component, and so on."		"The first step of the multi-step repossession procedure may involve instructing the repossession system computer to '''disable a functionality of one or more components of the vehicle'''. The repossession system computer may perform this operation based on associating various components in the vehicle with various categories. In an example implementation, the categories can include a primary-use component category, a first level optional-use component, a second level optional-component, and so on."

	=== First Level Optional-use Components ===		===First Level Optional-use Components===

	* cruise control		*cruise control
	* automated window controls		*automated window controls
	* automated seat controls		*automated seat controls
	* components of the infotainment system (radio, GPS, MP3 Player, etc.)		*components of the infotainment system (radio, GPS, MP3 Player, etc.)

	"Disabling such components may cause a certain level of discomfort to the driver and occupants".		"Disabling such components may cause a certain level of discomfort to the driver and occupants".
Line 43:		Line 44:
	"..in accordance with disclosure.. ..the repossession system computer.. ..may disable some or all components belonging to the first level optional-use component category for a first period of time (a few days, for example)."		"..in accordance with disclosure.. ..the repossession system computer.. ..may disable some or all components belonging to the first level optional-use component category for a first period of time (a few days, for example)."

	=== Second Level Optional-use Components ===		===Second Level Optional-use Components===

	* air conditioning system		*air conditioning system
	* remote key fob		*remote key fob
	* automated door lock/unlock system		*automated door lock/unlock system

	"Disabling such components may cause an additional level of discomfort to the driver and occupants".		"Disabling such components may cause an additional level of discomfort to the driver and occupants".
Line 53:		Line 54:
	"If the owner of the vehicle fails to respond to the notice of delinquency over the first period of time, the repossession system computer may then disable some or all components belonging to the second level optional-use component category for a second period of time (same, or different than, the first period of time)."		"If the owner of the vehicle fails to respond to the notice of delinquency over the first period of time, the repossession system computer may then disable some or all components belonging to the second level optional-use component category for a second period of time (same, or different than, the first period of time)."

	=== Primary-use Components ===		===Primary-use Components===

	* engine		*engine
	* brake		*brake
	* accelerator		*accelerator
	* steering wheel		*steering wheel
	* doors		*doors
	* lights		*lights

	If the vehicle owner still fails to respond to the notice of delinquency over the second period of time and/or despite the audio manipulation, the repossession system computer may disable some or all components of the primary-use component category.		If the vehicle owner still fails to respond to the notice of delinquency over the second period of time and/or despite the audio manipulation, the repossession system computer may disable some or all components of the primary-use component category.

	=== Activation of Audio Components<ref name=":1">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=9]</ref> ===		===Activation of Audio Components<ref name=":1">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=9]</ref>===
	The repossession system computer may activate an audio component of the vehicle, such as the radio, a beeper, or a chime. Activation of the component could cause it to emit an incessant and unpleasant sound whenever the owner is inside the vehicle. To make the audio unpleasant the computer may vary the timber, tone, pitch, cadence, beat, or volume of the sound. The computer may also ensure the owner is unable to disable the sound.		The repossession system computer may activate an audio component of the vehicle, such as the radio, a beeper, or a chime. Activation of the component could cause it to emit an incessant and unpleasant sound whenever the owner is inside the vehicle. To make the audio unpleasant the computer may vary the timber, tone, pitch, cadence, beat, or volume of the sound. The computer may also ensure the owner is unable to disable the sound.

	=== Vehicle Lockout<ref name=":1" /> ===		===Vehicle Lockout<ref name=":1" />===
	After the second period of time, the door lock mechanism may be disabled. This effectively places the vehicle in a lockout condition to prevent a person from entering the cabin of the vehicle. The lockout condition can be enforced in modified forms, such as only being in effect during the weekends and allowing access during the weekdays. The repossession system computer may define a geofence around the residence of the owner and allow limited use of the vehicle inside the geofence for only certain days and/or times of a day.		After the second period of time, the door lock mechanism may be disabled. This effectively places the vehicle in a lockout condition to prevent a person from entering the cabin of the vehicle. The lockout condition can be enforced in modified forms, such as only being in effect during the weekends and allowing access during the weekdays. The repossession system computer may define a geofence around the residence of the owner and allow limited use of the vehicle inside the geofence for only certain days and/or times of a day.

	=== Self Repossession<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=13]</ref> ===		===Self Repossession<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=13]</ref>===
	"Wherein the vehicle is an autonomous vehicle and wherein the method further comprises: detecting, by the first computer, a failure to receive the vehicle-related payment within a first period time; and sending, by the first computer, to the autonomous vehicle, a command to travel to a repossession site."		"Wherein the vehicle is an autonomous vehicle and wherein the method further comprises: detecting, by the first computer, a failure to receive the vehicle-related payment within a first period time; and sending, by the first computer, to the autonomous vehicle, a command to travel to a repossession site."

Line 80:		Line 81:
	Greg Nojeim, a privacy advocate, showed concerns over "hidden 'features'" coming in the future.<ref name=":2">https://therecord.media/ford-drops-patent-application-remote-vehicle-access-lenders</ref>		Greg Nojeim, a privacy advocate, showed concerns over "hidden 'features'" coming in the future.<ref name=":2">https://therecord.media/ford-drops-patent-application-remote-vehicle-access-lenders</ref>

	== Ford's Response ==		==Ford's Response==
	Ford abandoned this patent application in late 2023 with little comment.<ref name=":2" />		Ford abandoned this patent application in late 2023 with little comment.<ref name=":2" />

	==References==		==References==
	{{reflist}}		{{reflist}}

Louis: Reverted edit by Louis (talk) to last revision by ChasKahler

2025-02-11T23:43:49Z

Reverted edit by Louis (talk) to last revision by ChasKahler

← Older revision		Revision as of 23:43, 11 February 2025
Line 1:		Line 1:

	On Feb. 23, 2023, [[Ford]] put forward a patent application for SYSTEMS AND METHODS TO REPOSSES A VEHICLE. ~~<ref>[[:File:20230055958.pdf]]</ref>~~ This allows a bank or lender to activate/disable various components of a vehicle, should the owner fail to make timely payments.		On Feb. 23, 2023, [[Ford]] put forward a patent application for SYSTEMS AND METHODS TO REPOSSES A VEHICLE. This allows a bank or lender to activate/disable various components of a vehicle, should the owner fail to make timely payments.
	==Repossession Patent Application<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958</ref>==		==Repossession Patent Application<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958</ref>==
	"In Terms of a general overview.. ..a first computer sends to a second computer, a message pertaining to a notice of delinquency of a vehicle-related payment. The first computer may be associated with a financing agency (a bank or a lender) and the second computer may be a vehicle computer of the vehicle or a personal communication device belonging to the individual (a smartphone, for example)."		"In Terms of a general overview.. ..a first computer sends to a second computer, a message pertaining to a notice of delinquency of a vehicle-related payment. The first computer may be associated with a financing agency (a bank or a lender) and the second computer may be a vehicle computer of the vehicle or a personal communication device belonging to the individual (a smartphone, for example)."
Line 6:		Line 6:
	When an acknowledgement to the notice is not received within a reasonable time period, the first computer may disable a functionality of a component of the vehicle, such as the radio or air-conditioner, or may put the vehicle in a lockout condition entirely.<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=6]</ref> Various functions the vehicle computer may perform:		When an acknowledgement to the notice is not received within a reasonable time period, the first computer may disable a functionality of a component of the vehicle, such as the radio or air-conditioner, or may put the vehicle in a lockout condition entirely.<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=6]</ref> Various functions the vehicle computer may perform:

	*controlling engine operations (fuel injection, speed control, emissions control, braking, etc.)		* controlling engine operations (fuel injection, speed control, emissions control, braking, etc.)
	*managing climate controls (air-conditioning, heating, etc.)		* managing climate controls (air-conditioning, heating, etc.)
	*activating airbags		* activating airbags
	*some, or all, functions of the repossession system computer		* some, or all, functions of the repossession system computer

	===Repossession System Computer===		=== Repossession System Computer ===
	"The repossession system computer may be configured to communicate via a network with.. ..various entities",<ref name=":0">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=7]</ref> such as:		"The repossession system computer may be configured to communicate via a network with.. ..various entities",<ref name=":0">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=7]</ref> such as:

	*repossession agencies		* repossession agencies
	*police authorities		* police authorities
	*medical facilities		* medical facilities
	*lending institutions		* lending institutions
	*a personal communication device of the vehicle owner		* a personal communication device of the vehicle owner

	"The vehicle may include various sensors and detection devices that are communicatively coupled to the repossession system computer and/or the vehicle computer."<ref name=":0" /> A few examples include:		"The vehicle may include various sensors and detection devices that are communicatively coupled to the repossession system computer and/or the vehicle computer."<ref name=":0" /> A few examples include:

	*camera		* camera
	*ultrasonic sensor		* ultrasonic sensor
	*radar sensor		* radar sensor
	*global positioning system (GPS) device		* global positioning system (GPS) device
	*infrared detector		* infrared detector
	*light detection and ranging (LIDAR) device		* light detection and ranging (LIDAR) device

	==Repossession Procedure<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=8</ref>==		== Repossession Procedure<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=8</ref> ==
	"The first step of the multi-step repossession procedure may involve instructing the repossession system computer to '''disable a functionality of one or more components of the vehicle'''. The repossession system computer may perform this operation based on associating various components in the vehicle with various categories. In an example implementation, the categories can include a primary-use component category, a first level optional-use component, a second level optional-component, and so on."		"The first step of the multi-step repossession procedure may involve instructing the repossession system computer to '''disable a functionality of one or more components of the vehicle'''. The repossession system computer may perform this operation based on associating various components in the vehicle with various categories. In an example implementation, the categories can include a primary-use component category, a first level optional-use component, a second level optional-component, and so on."

	===First Level Optional-use Components===		=== First Level Optional-use Components ===

	*cruise control		* cruise control
	*automated window controls		* automated window controls
	*automated seat controls		* automated seat controls
	*components of the infotainment system (radio, GPS, MP3 Player, etc.)		* components of the infotainment system (radio, GPS, MP3 Player, etc.)

	"Disabling such components may cause a certain level of discomfort to the driver and occupants".		"Disabling such components may cause a certain level of discomfort to the driver and occupants".
Line 43:		Line 43:
	"..in accordance with disclosure.. ..the repossession system computer.. ..may disable some or all components belonging to the first level optional-use component category for a first period of time (a few days, for example)."		"..in accordance with disclosure.. ..the repossession system computer.. ..may disable some or all components belonging to the first level optional-use component category for a first period of time (a few days, for example)."

	===Second Level Optional-use Components===		=== Second Level Optional-use Components ===

	*air conditioning system		* air conditioning system
	*remote key fob		* remote key fob
	*automated door lock/unlock system		* automated door lock/unlock system

	"Disabling such components may cause an additional level of discomfort to the driver and occupants".		"Disabling such components may cause an additional level of discomfort to the driver and occupants".
Line 53:		Line 53:
	"If the owner of the vehicle fails to respond to the notice of delinquency over the first period of time, the repossession system computer may then disable some or all components belonging to the second level optional-use component category for a second period of time (same, or different than, the first period of time)."		"If the owner of the vehicle fails to respond to the notice of delinquency over the first period of time, the repossession system computer may then disable some or all components belonging to the second level optional-use component category for a second period of time (same, or different than, the first period of time)."

	===Primary-use Components===		=== Primary-use Components ===

	*engine		* engine
	*brake		* brake
	*accelerator		* accelerator
	*steering wheel		* steering wheel
	*doors		* doors
	*lights		* lights

	If the vehicle owner still fails to respond to the notice of delinquency over the second period of time and/or despite the audio manipulation, the repossession system computer may disable some or all components of the primary-use component category.		If the vehicle owner still fails to respond to the notice of delinquency over the second period of time and/or despite the audio manipulation, the repossession system computer may disable some or all components of the primary-use component category.

	===Activation of Audio Components<ref name=":1">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=9]</ref>===		=== Activation of Audio Components<ref name=":1">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=9]</ref> ===
	The repossession system computer may activate an audio component of the vehicle, such as the radio, a beeper, or a chime. Activation of the component could cause it to emit an incessant and unpleasant sound whenever the owner is inside the vehicle. To make the audio unpleasant the computer may vary the timber, tone, pitch, cadence, beat, or volume of the sound. The computer may also ensure the owner is unable to disable the sound.		The repossession system computer may activate an audio component of the vehicle, such as the radio, a beeper, or a chime. Activation of the component could cause it to emit an incessant and unpleasant sound whenever the owner is inside the vehicle. To make the audio unpleasant the computer may vary the timber, tone, pitch, cadence, beat, or volume of the sound. The computer may also ensure the owner is unable to disable the sound.

	===Vehicle Lockout<ref name=":1" />===		=== Vehicle Lockout<ref name=":1" /> ===
	After the second period of time, the door lock mechanism may be disabled. This effectively places the vehicle in a lockout condition to prevent a person from entering the cabin of the vehicle. The lockout condition can be enforced in modified forms, such as only being in effect during the weekends and allowing access during the weekdays. The repossession system computer may define a geofence around the residence of the owner and allow limited use of the vehicle inside the geofence for only certain days and/or times of a day.		After the second period of time, the door lock mechanism may be disabled. This effectively places the vehicle in a lockout condition to prevent a person from entering the cabin of the vehicle. The lockout condition can be enforced in modified forms, such as only being in effect during the weekends and allowing access during the weekdays. The repossession system computer may define a geofence around the residence of the owner and allow limited use of the vehicle inside the geofence for only certain days and/or times of a day.

	===Self Repossession<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=13]</ref>===		=== Self Repossession<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=13]</ref> ===
	"Wherein the vehicle is an autonomous vehicle and wherein the method further comprises: detecting, by the first computer, a failure to receive the vehicle-related payment within a first period time; and sending, by the first computer, to the autonomous vehicle, a command to travel to a repossession site."		"Wherein the vehicle is an autonomous vehicle and wherein the method further comprises: detecting, by the first computer, a failure to receive the vehicle-related payment within a first period time; and sending, by the first computer, to the autonomous vehicle, a command to travel to a repossession site."

Line 80:		Line 80:
	Greg Nojeim, a privacy advocate, showed concerns over "hidden 'features'" coming in the future.<ref name=":2">https://therecord.media/ford-drops-patent-application-remote-vehicle-access-lenders</ref>		Greg Nojeim, a privacy advocate, showed concerns over "hidden 'features'" coming in the future.<ref name=":2">https://therecord.media/ford-drops-patent-application-remote-vehicle-access-lenders</ref>

	==Ford's Response==		== Ford's Response ==
	Ford abandoned this patent application in late 2023 with little comment.<ref name=":2" />		Ford abandoned this patent application in late 2023 with little comment.<ref name=":2" />

	==References==		==References==
	{{reflist}}		{{reflist}}

Louis at 23:43, 11 February 2025

2025-02-11T23:43:31Z

← Older revision		Revision as of 23:43, 11 February 2025
Line 1:		Line 1:

	On Feb. 23, 2023, [[Ford]] put forward a patent application for SYSTEMS AND METHODS TO REPOSSES A VEHICLE. This allows a bank or lender to activate/disable various components of a vehicle, should the owner fail to make timely payments.		On Feb. 23, 2023, [[Ford]] put forward a patent application for SYSTEMS AND METHODS TO REPOSSES A VEHICLE. <ref>[[:File:20230055958.pdf]]</ref> This allows a bank or lender to activate/disable various components of a vehicle, should the owner fail to make timely payments.
	==Repossession Patent Application<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958</ref>==		==Repossession Patent Application<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958</ref>==
	"In Terms of a general overview.. ..a first computer sends to a second computer, a message pertaining to a notice of delinquency of a vehicle-related payment. The first computer may be associated with a financing agency (a bank or a lender) and the second computer may be a vehicle computer of the vehicle or a personal communication device belonging to the individual (a smartphone, for example)."		"In Terms of a general overview.. ..a first computer sends to a second computer, a message pertaining to a notice of delinquency of a vehicle-related payment. The first computer may be associated with a financing agency (a bank or a lender) and the second computer may be a vehicle computer of the vehicle or a personal communication device belonging to the individual (a smartphone, for example)."
Line 6:		Line 6:
	When an acknowledgement to the notice is not received within a reasonable time period, the first computer may disable a functionality of a component of the vehicle, such as the radio or air-conditioner, or may put the vehicle in a lockout condition entirely.<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=6]</ref> Various functions the vehicle computer may perform:		When an acknowledgement to the notice is not received within a reasonable time period, the first computer may disable a functionality of a component of the vehicle, such as the radio or air-conditioner, or may put the vehicle in a lockout condition entirely.<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=6]</ref> Various functions the vehicle computer may perform:

	* controlling engine operations (fuel injection, speed control, emissions control, braking, etc.)		*controlling engine operations (fuel injection, speed control, emissions control, braking, etc.)
	* managing climate controls (air-conditioning, heating, etc.)		*managing climate controls (air-conditioning, heating, etc.)
	* activating airbags		*activating airbags
	* some, or all, functions of the repossession system computer		*some, or all, functions of the repossession system computer

	=== Repossession System Computer ===		===Repossession System Computer===
	"The repossession system computer may be configured to communicate via a network with.. ..various entities",<ref name=":0">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=7]</ref> such as:		"The repossession system computer may be configured to communicate via a network with.. ..various entities",<ref name=":0">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=7]</ref> such as:

	* repossession agencies		*repossession agencies
	* police authorities		*police authorities
	* medical facilities		*medical facilities
	* lending institutions		*lending institutions
	* a personal communication device of the vehicle owner		*a personal communication device of the vehicle owner

	"The vehicle may include various sensors and detection devices that are communicatively coupled to the repossession system computer and/or the vehicle computer."<ref name=":0" /> A few examples include:		"The vehicle may include various sensors and detection devices that are communicatively coupled to the repossession system computer and/or the vehicle computer."<ref name=":0" /> A few examples include:

	* camera		*camera
	* ultrasonic sensor		*ultrasonic sensor
	* radar sensor		*radar sensor
	* global positioning system (GPS) device		*global positioning system (GPS) device
	* infrared detector		*infrared detector
	* light detection and ranging (LIDAR) device		*light detection and ranging (LIDAR) device

	== Repossession Procedure<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=8</ref> ==		==Repossession Procedure<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=8</ref>==
	"The first step of the multi-step repossession procedure may involve instructing the repossession system computer to '''disable a functionality of one or more components of the vehicle'''. The repossession system computer may perform this operation based on associating various components in the vehicle with various categories. In an example implementation, the categories can include a primary-use component category, a first level optional-use component, a second level optional-component, and so on."		"The first step of the multi-step repossession procedure may involve instructing the repossession system computer to '''disable a functionality of one or more components of the vehicle'''. The repossession system computer may perform this operation based on associating various components in the vehicle with various categories. In an example implementation, the categories can include a primary-use component category, a first level optional-use component, a second level optional-component, and so on."

	=== First Level Optional-use Components ===		===First Level Optional-use Components===

	* cruise control		*cruise control
	* automated window controls		*automated window controls
	* automated seat controls		*automated seat controls
	* components of the infotainment system (radio, GPS, MP3 Player, etc.)		*components of the infotainment system (radio, GPS, MP3 Player, etc.)

	"Disabling such components may cause a certain level of discomfort to the driver and occupants".		"Disabling such components may cause a certain level of discomfort to the driver and occupants".
Line 43:		Line 43:
	"..in accordance with disclosure.. ..the repossession system computer.. ..may disable some or all components belonging to the first level optional-use component category for a first period of time (a few days, for example)."		"..in accordance with disclosure.. ..the repossession system computer.. ..may disable some or all components belonging to the first level optional-use component category for a first period of time (a few days, for example)."

	=== Second Level Optional-use Components ===		===Second Level Optional-use Components===

	* air conditioning system		*air conditioning system
	* remote key fob		*remote key fob
	* automated door lock/unlock system		*automated door lock/unlock system

	"Disabling such components may cause an additional level of discomfort to the driver and occupants".		"Disabling such components may cause an additional level of discomfort to the driver and occupants".
Line 53:		Line 53:
	"If the owner of the vehicle fails to respond to the notice of delinquency over the first period of time, the repossession system computer may then disable some or all components belonging to the second level optional-use component category for a second period of time (same, or different than, the first period of time)."		"If the owner of the vehicle fails to respond to the notice of delinquency over the first period of time, the repossession system computer may then disable some or all components belonging to the second level optional-use component category for a second period of time (same, or different than, the first period of time)."

	=== Primary-use Components ===		===Primary-use Components===

	* engine		*engine
	* brake		*brake
	* accelerator		*accelerator
	* steering wheel		*steering wheel
	* doors		*doors
	* lights		*lights

	If the vehicle owner still fails to respond to the notice of delinquency over the second period of time and/or despite the audio manipulation, the repossession system computer may disable some or all components of the primary-use component category.		If the vehicle owner still fails to respond to the notice of delinquency over the second period of time and/or despite the audio manipulation, the repossession system computer may disable some or all components of the primary-use component category.

	=== Activation of Audio Components<ref name=":1">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=9]</ref> ===		===Activation of Audio Components<ref name=":1">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=9]</ref>===
	The repossession system computer may activate an audio component of the vehicle, such as the radio, a beeper, or a chime. Activation of the component could cause it to emit an incessant and unpleasant sound whenever the owner is inside the vehicle. To make the audio unpleasant the computer may vary the timber, tone, pitch, cadence, beat, or volume of the sound. The computer may also ensure the owner is unable to disable the sound.		The repossession system computer may activate an audio component of the vehicle, such as the radio, a beeper, or a chime. Activation of the component could cause it to emit an incessant and unpleasant sound whenever the owner is inside the vehicle. To make the audio unpleasant the computer may vary the timber, tone, pitch, cadence, beat, or volume of the sound. The computer may also ensure the owner is unable to disable the sound.

	=== Vehicle Lockout<ref name=":1" /> ===		===Vehicle Lockout<ref name=":1" />===
	After the second period of time, the door lock mechanism may be disabled. This effectively places the vehicle in a lockout condition to prevent a person from entering the cabin of the vehicle. The lockout condition can be enforced in modified forms, such as only being in effect during the weekends and allowing access during the weekdays. The repossession system computer may define a geofence around the residence of the owner and allow limited use of the vehicle inside the geofence for only certain days and/or times of a day.		After the second period of time, the door lock mechanism may be disabled. This effectively places the vehicle in a lockout condition to prevent a person from entering the cabin of the vehicle. The lockout condition can be enforced in modified forms, such as only being in effect during the weekends and allowing access during the weekdays. The repossession system computer may define a geofence around the residence of the owner and allow limited use of the vehicle inside the geofence for only certain days and/or times of a day.

	=== Self Repossession<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=13]</ref> ===		===Self Repossession<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=13]</ref>===
	"Wherein the vehicle is an autonomous vehicle and wherein the method further comprises: detecting, by the first computer, a failure to receive the vehicle-related payment within a first period time; and sending, by the first computer, to the autonomous vehicle, a command to travel to a repossession site."		"Wherein the vehicle is an autonomous vehicle and wherein the method further comprises: detecting, by the first computer, a failure to receive the vehicle-related payment within a first period time; and sending, by the first computer, to the autonomous vehicle, a command to travel to a repossession site."

Line 80:		Line 80:
	Greg Nojeim, a privacy advocate, showed concerns over "hidden 'features'" coming in the future.<ref name=":2">https://therecord.media/ford-drops-patent-application-remote-vehicle-access-lenders</ref>		Greg Nojeim, a privacy advocate, showed concerns over "hidden 'features'" coming in the future.<ref name=":2">https://therecord.media/ford-drops-patent-application-remote-vehicle-access-lenders</ref>

	== Ford's Response ==		==Ford's Response==
	Ford abandoned this patent application in late 2023 with little comment.<ref name=":2" />		Ford abandoned this patent application in late 2023 with little comment.<ref name=":2" />

	==References==		==References==
	{{reflist}}		{{reflist}}

ChasKahler: Wrote the initial page

2025-02-09T09:02:34Z

Wrote the initial page

New page

On Feb. 23, 2023, [[Ford]] put forward a patent application for SYSTEMS AND METHODS TO REPOSSES A VEHICLE. This allows a bank or lender to activate/disable various components of a vehicle, should the owner fail to make timely payments.
==Repossession Patent Application<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958</ref>==
"In Terms of a general overview.. ..a first computer sends to a second computer, a message pertaining to a notice of delinquency of a vehicle-related payment. The first computer may be associated with a financing agency (a bank or a lender) and the second computer may be a vehicle computer of the vehicle or a personal communication device belonging to the individual (a smartphone, for example)."

When an acknowledgement to the notice is not received within a reasonable time period, the first computer may disable a functionality of a component of the vehicle, such as the radio or air-conditioner, or may put the vehicle in a lockout condition entirely.<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=6]</ref> Various functions the vehicle computer may perform:

* controlling engine operations (fuel injection, speed control, emissions control, braking, etc.)
* managing climate controls (air-conditioning, heating, etc.)
* activating airbags
* some, or all, functions of the repossession system computer

=== Repossession System Computer ===
"The repossession system computer may be configured to communicate via a network with.. ..various entities",<ref name=":0">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=7]</ref> such as:

* repossession agencies
* police authorities
* medical facilities
* lending institutions
* a personal communication device of the vehicle owner

"The vehicle may include various sensors and detection devices that are communicatively coupled to the repossession system computer and/or the vehicle computer."<ref name=":0" /> A few examples include:

* camera
* ultrasonic sensor
* radar sensor
* global positioning system (GPS) device
* infrared detector
* light detection and ranging (LIDAR) device

== Repossession Procedure<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=8</ref> ==
"The first step of the multi-step repossession procedure may involve instructing the repossession system computer to '''disable a functionality of one or more components of the vehicle'''. The repossession system computer may perform this operation based on associating various components in the vehicle with various categories. In an example implementation, the categories can include a primary-use component category, a first level optional-use component, a second level optional-component, and so on."

=== First Level Optional-use Components ===

* cruise control
* automated window controls
* automated seat controls
* components of the infotainment system (radio, GPS, MP3 Player, etc.)

"Disabling such components may cause a certain level of discomfort to the driver and occupants".

"..in accordance with disclosure.. ..the repossession system computer.. ..may disable some or all components belonging to the first level optional-use component category for a first period of time (a few days, for example)."

=== Second Level Optional-use Components ===

* air conditioning system
* remote key fob
* automated door lock/unlock system

"Disabling such components may cause an additional level of discomfort to the driver and occupants".

"If the owner of the vehicle fails to respond to the notice of delinquency over the first period of time, the repossession system computer may then disable some or all components belonging to the second level optional-use component category for a second period of time (same, or different than, the first period of time)."

=== Primary-use Components ===

* engine
* brake
* accelerator
* steering wheel
* doors
* lights

If the vehicle owner still fails to respond to the notice of delinquency over the second period of time and/or despite the audio manipulation, the repossession system computer may disable some or all components of the primary-use component category.

=== Activation of Audio Components<ref name=":1">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=9]</ref> ===
The repossession system computer may activate an audio component of the vehicle, such as the radio, a beeper, or a chime. Activation of the component could cause it to emit an incessant and unpleasant sound whenever the owner is inside the vehicle. To make the audio unpleasant the computer may vary the timber, tone, pitch, cadence, beat, or volume of the sound. The computer may also ensure the owner is unable to disable the sound.

=== Vehicle Lockout<ref name=":1" /> ===
After the second period of time, the door lock mechanism may be disabled. This effectively places the vehicle in a lockout condition to prevent a person from entering the cabin of the vehicle. The lockout condition can be enforced in modified forms, such as only being in effect during the weekends and allowing access during the weekdays. The repossession system computer may define a geofence around the residence of the owner and allow limited use of the vehicle inside the geofence for only certain days and/or times of a day.

=== Self Repossession<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=13]</ref> ===
"Wherein the vehicle is an autonomous vehicle and wherein the method further comprises: detecting, by the first computer, a failure to receive the vehicle-related payment within a first period time; and sending, by the first computer, to the autonomous vehicle, a command to travel to a repossession site."

This claim method states that the first computer can issue a command for an autonomous vehicle to drive itself to a repossession agency.

==Consumer Response==
While some praised the ability to make repossessions safer by avoiding confrontations, others had concerns over how easy it is to miss payments for various reasons (sudden job loss, unexpected medical bills, etc), and the impact a loss of vehicle function would have.

Greg Nojeim, a privacy advocate, showed concerns over "hidden 'features'" coming in the future.<ref name=":2">https://therecord.media/ford-drops-patent-application-remote-vehicle-access-lenders</ref>

== Ford's Response ==
Ford abandoned this patent application in late 2023 with little comment.<ref name=":2" />

==References==
{{reflist}}

← Older revision		Revision as of 04:47, 23 February 2026
Line 12:		Line 12:
	On Feb. 23, 2023, [[Ford]] put forward a patent application for SYSTEMS AND METHODS TO REPOSSES A VEHICLE. <ref>[[:File:20230055958.pdf]]		On Feb. 23, 2023, [[Ford]] put forward a patent application for SYSTEMS AND METHODS TO REPOSSES A VEHICLE. <ref>[[:File:20230055958.pdf]]
	</ref> This allows a bank or lender to activate/disable various components of a vehicle, should the owner fail to make timely payments.		</ref> This allows a bank or lender to activate/disable various components of a vehicle, should the owner fail to make timely payments.
	==Repossession patent application<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958</ref>==		==Repossession patent application<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 ([http://web.archive.org/web/20250713014729/https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 Archived])</ref>==
	"In Terms of a general overview.. ..a first computer sends to a second computer, a message pertaining to a notice of delinquency of a vehicle-related payment. The first computer may be associated with a financing agency (a bank or a lender) and the second computer may be a vehicle computer of the vehicle or a personal communication device belonging to the individual (a smartphone, for example)."		"In Terms of a general overview.. ..a first computer sends to a second computer, a message pertaining to a notice of delinquency of a vehicle-related payment. The first computer may be associated with a financing agency (a bank or a lender) and the second computer may be a vehicle computer of the vehicle or a personal communication device belonging to the individual (a smartphone, for example)."

	When an acknowledgement to the notice is not received within a reasonable time period, the first computer may disable a functionality of a component of the vehicle, such as the radio or air-conditioner, or may put the vehicle in a lockout condition entirely.<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=6]</ref> Various functions the vehicle computer may perform:		When an acknowledgement to the notice is not received within a reasonable time period, the first computer may disable a functionality of a component of the vehicle, such as the radio or air-conditioner, or may put the vehicle in a lockout condition entirely.<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=6] ([http://web.archive.org/web/20250713014729/https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 Archived])</ref> Various functions the vehicle computer may perform:

	*controlling engine operations (fuel injection, speed control, emissions control, braking, etc.)		*controlling engine operations (fuel injection, speed control, emissions control, braking, etc.)
Line 23:		Line 23:

	===Repossession system computer===		===Repossession system computer===
	"The repossession system computer may be configured to communicate via a network with.. ..various entities",<ref name=":0">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=7]</ref> such as:		"The repossession system computer may be configured to communicate via a network with.. ..various entities",<ref name=":0">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=7] ([http://web.archive.org/web/20250713014729/https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 Archived])</ref> such as:

	*repossession agencies		*repossession agencies
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	*light detection and ranging (LIDAR) device		*light detection and ranging (LIDAR) device

	==Repossession procedure<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=8</ref>==		==Repossession procedure<ref>https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=8 ([http://web.archive.org/web/20250713014729/https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 Archived])</ref>==
	"The first step of the multi-step repossession procedure may involve instructing the repossession system computer to '''disable a functionality of one or more components of the vehicle'''. The repossession system computer may perform this operation based on associating various components in the vehicle with various categories. In an example implementation, the categories can include a primary-use component category, a first level optional-use component, a second level optional-component, and so on."		"The first step of the multi-step repossession procedure may involve instructing the repossession system computer to '''disable a functionality of one or more components of the vehicle'''. The repossession system computer may perform this operation based on associating various components in the vehicle with various categories. In an example implementation, the categories can include a primary-use component category, a first level optional-use component, a second level optional-component, and so on."

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	If the vehicle owner still fails to respond to the notice of delinquency over the second period of time and/or despite the audio manipulation, the repossession system computer may disable some or all components of the primary-use component category.		If the vehicle owner still fails to respond to the notice of delinquency over the second period of time and/or despite the audio manipulation, the repossession system computer may disable some or all components of the primary-use component category.

	===Activation of audio components<ref name=":1">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=9]</ref>===		===Activation of audio components<ref name=":1">[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=9] ([http://web.archive.org/web/20250713014729/https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 Archived])</ref>===
	The repossession system computer may activate an audio component of the vehicle, such as the radio, a beeper, or a chime. Activation of the component could cause it to emit an incessant and unpleasant sound whenever the owner is inside the vehicle. To make the audio unpleasant the computer may vary the timber, tone, pitch, cadence, beat, or volume of the sound. The computer may also ensure the owner is unable to disable the sound.		The repossession system computer may activate an audio component of the vehicle, such as the radio, a beeper, or a chime. Activation of the component could cause it to emit an incessant and unpleasant sound whenever the owner is inside the vehicle. To make the audio unpleasant the computer may vary the timber, tone, pitch, cadence, beat, or volume of the sound. The computer may also ensure the owner is unable to disable the sound.

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	After the second period of time, the door lock mechanism may be disabled. This effectively places the vehicle in a lockout condition to prevent a person from entering the cabin of the vehicle. The lockout condition can be enforced in modified forms, such as only being in effect during the weekends and allowing access during the weekdays. The repossession system computer may define a geofence around the residence of the owner and allow limited use of the vehicle inside the geofence for only certain days and/or times of a day.		After the second period of time, the door lock mechanism may be disabled. This effectively places the vehicle in a lockout condition to prevent a person from entering the cabin of the vehicle. The lockout condition can be enforced in modified forms, such as only being in effect during the weekends and allowing access during the weekdays. The repossession system computer may define a geofence around the residence of the owner and allow limited use of the vehicle inside the geofence for only certain days and/or times of a day.

	===Self repossession<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=13]</ref>===		===Self repossession<ref>[https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958#page=13] ([http://web.archive.org/web/20250713014729/https://image-ppubs.uspto.gov/dirsearch-public/print/downloadPdf/20230055958 Archived])</ref>===
	"Wherein the vehicle is an autonomous vehicle and wherein the method further comprises: detecting, by the first computer, a failure to receive the vehicle-related payment within a first period time; and sending, by the first computer, to the autonomous vehicle, a command to travel to a repossession site."		"Wherein the vehicle is an autonomous vehicle and wherein the method further comprises: detecting, by the first computer, a failure to receive the vehicle-related payment within a first period time; and sending, by the first computer, to the autonomous vehicle, a command to travel to a repossession site."

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	While some praised the ability to make repossessions safer by avoiding confrontations, others had concerns over how easy it is to miss payments for various reasons (sudden job loss, unexpected medical bills, etc), and the impact a loss of vehicle function would have.		While some praised the ability to make repossessions safer by avoiding confrontations, others had concerns over how easy it is to miss payments for various reasons (sudden job loss, unexpected medical bills, etc), and the impact a loss of vehicle function would have.

	Greg Nojeim, a privacy advocate, showed concerns over "hidden 'features'" coming in the future.<ref name=":2">https://therecord.media/ford-drops-patent-application-remote-vehicle-access-lenders</ref>		Greg Nojeim, a privacy advocate, showed concerns over "hidden 'features'" coming in the future.<ref name=":2">https://therecord.media/ford-drops-patent-application-remote-vehicle-access-lenders ([http://web.archive.org/web/20251204011721/https://therecord.media/ford-drops-patent-application-remote-vehicle-access-lenders Archived])</ref>

	==Ford's response==		==Ford's response==