PHH Mortgage Corporation - Revision history

Bananabot: Added archive URLs for 8 citation(s) using CRWCitationBot

2026-02-23T06:56:01Z

Added archive URLs for 8 citation(s) using CRWCitationBot

Beeldscherm: Modified a weirdly structured sentence

2026-02-05T18:25:30Z

Modified a weirdly structured sentence

← Older revision		Revision as of 18:25, 5 February 2026
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	\|Website=https://www.phhmortgage.com/		\|Website=https://www.phhmortgage.com/
	}}		}}
	PHH Mortgage Corporation is a subsidiary of Onity Group, Inc., a privately held mortgage servicer and lender based in Florida. As of June 10, 2024, Onity Mortgage has been established as a DBA (Doing Business As) of PHH Mortgage.<ref>https://business.phhmortgage.com/BusinessPHH/media/BusinessPHH/Pdf/PHH_Onity-FAQs.pdf</ref>		'''PHH Mortgage Corporation''' is a subsidiary of Onity Group, Inc., a privately held mortgage servicer and lender based in Florida. As of June 10, 2024, Onity Mortgage has been established as a DBA (Doing Business As) of PHH Mortgage.<ref>https://business.phhmortgage.com/BusinessPHH/media/BusinessPHH/Pdf/PHH_Onity-FAQs.pdf</ref>

	[[File:OnityGroupCompanyTree PHHMortgageCorporation V1.png\|alt=Tree describing company relationships under the Onity Group, highlighting PHH Mortgage Corporation in light blue\|thumb\|549x549px\|PHH Mortgage Corporation structure according to SEC filings.<ref>{{Cite web \|date=27 Nov 2024 \|title=ONITY GROUP INC. 8-K \|url=https://www.sec.gov/Archives/edgar/data/873860/000149315224048499/ex10-2.htm \|access-date=7 Mar 2024 \|website=Securities and Exchange Commission}}</ref>]]		[[File:OnityGroupCompanyTree PHHMortgageCorporation V1.png\|alt=Tree describing company relationships under the Onity Group, highlighting PHH Mortgage Corporation in light blue\|thumb\|549x549px\|PHH Mortgage Corporation structure according to SEC filings.<ref>{{Cite web \|date=27 Nov 2024 \|title=ONITY GROUP INC. 8-K \|url=https://www.sec.gov/Archives/edgar/data/873860/000149315224048499/ex10-2.htm \|access-date=7 Mar 2024 \|website=Securities and Exchange Commission}}</ref>]]
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	In a multi-state settlement announced by Attorney General Christopher S. Porrino,<ref name=":0">{{Cite web \|last=Porrino \|first=Christopher \|date=3 Jan 2018 \|title=Attorney General Porrino Announces $45 Million Multi-State Settlement with PHH Mortgage Corporation \|url=https://www.nj.gov/oag/newsreleases18/pr20180103b.html \|access-date=7 Mar 2025}},</ref> New Jersey reached a $45 million agreement with PHH Mortgage Corporation to resolve allegations of improper mortgage loan servicing. The settlement, which includes more than 45 states and the District of Columbia, addresses claims that PHH Mortgage failed to properly service loans over a four-year period.		In a multi-state settlement announced by Attorney General Christopher S. Porrino,<ref name=":0">{{Cite web \|last=Porrino \|first=Christopher \|date=3 Jan 2018 \|title=Attorney General Porrino Announces $45 Million Multi-State Settlement with PHH Mortgage Corporation \|url=https://www.nj.gov/oag/newsreleases18/pr20180103b.html \|access-date=7 Mar 2025}},</ref> New Jersey reached a $45 million agreement with PHH Mortgage Corporation to resolve allegations of improper mortgage loan servicing. The settlement, which includes more than 45 states and the District of Columbia, addresses claims that PHH Mortgage failed to properly service loans over a four-year period.

	Between January 1, 2009, and December 31, 2012, PHH Mortgage Corporation was accused of engaging in improper mortgage servicing practices~~, including: Alleged~~ improper mortgage servicing practices~~, including~~:		Between January 1, 2009, and December 31, 2012, PHH Mortgage Corporation was accused of engaging in improper mortgage servicing practices. The alleged improper mortgage servicing practices include:

	*Misapplying borrower payments and maintaining inaccurate account statements.		*Misapplying borrower payments and maintaining inaccurate account statements.

Bythmusters: Copied info from infobox to cargo

2026-01-25T15:01:18Z

Copied info from infobox to cargo

← Older revision		Revision as of 15:01, 25 January 2026
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	{{~~DISPLAYTITLE:PHH Mortgage Corporation (Onity Mortgage)}}{{InfoboxCompany~~		{{CompanyCargo
	\| ~~Name~~ = ~~{{PAGENAME}}~~		\|Description=
	\| ~~Type~~ =~~Subsidiary~~		\|Founded=2008
	\| ~~Founded~~ =~~2008~~		\|Industry=Finance
	\| ~~Industry~~ =~~Mortgages~~		\|Logo=PHH-Mortgage.png
	\| ~~Official~~ Website =https://www.phhmortgage.com/		\|ParentCompany=
	~~\| Logo =PHH-Mortgage.png~~		\|Type=Subsidiary
			\|Website=https://www.phhmortgage.com/
	}}		}}
	PHH Mortgage Corporation is a subsidiary of Onity Group, Inc., a privately held mortgage servicer and lender based in Florida. As of June 10, 2024, Onity Mortgage has been established as a DBA (Doing Business As) of PHH Mortgage.<ref>https://business.phhmortgage.com/BusinessPHH/media/BusinessPHH/Pdf/PHH_Onity-FAQs.pdf</ref>		PHH Mortgage Corporation is a subsidiary of Onity Group, Inc., a privately held mortgage servicer and lender based in Florida. As of June 10, 2024, Onity Mortgage has been established as a DBA (Doing Business As) of PHH Mortgage.<ref>https://business.phhmortgage.com/BusinessPHH/media/BusinessPHH/Pdf/PHH_Onity-FAQs.pdf</ref>

AnotherConsumerRightsPerson at 19:16, 13 November 2025

2025-11-13T19:16:39Z

← Older revision		Revision as of 19:16, 13 November 2025
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	\| Logo =PHH-Mortgage.png		\| Logo =PHH-Mortgage.png
	}}		}}
	PHH Mortgage Corporation is a subsidiary of Onity Group, Inc., a privately held mortgage servicer and lender based in Florida. As of June 10, 2024, Onity Mortgage has been established as a ~~dba~~ (~~doing business as~~) of PHH Mortgage.<ref>https://business.phhmortgage.com/BusinessPHH/media/BusinessPHH/Pdf/PHH_Onity-FAQs.pdf</ref>		PHH Mortgage Corporation is a subsidiary of Onity Group, Inc., a privately held mortgage servicer and lender based in Florida. As of June 10, 2024, Onity Mortgage has been established as a DBA (Doing Business As) of PHH Mortgage.<ref>https://business.phhmortgage.com/BusinessPHH/media/BusinessPHH/Pdf/PHH_Onity-FAQs.pdf</ref>

	[[File:OnityGroupCompanyTree PHHMortgageCorporation V1.png\|alt=Tree describing company relationships under the Onity Group, highlighting PHH Mortgage Corporation in light blue\|thumb\|549x549px\|PHH Mortgage Corporation structure according to SEC filings.<ref>{{Cite web \|date=27 Nov 2024 \|title=ONITY GROUP INC. 8-K \|url=https://www.sec.gov/Archives/edgar/data/873860/000149315224048499/ex10-2.htm \|access-date=7 Mar 2024 \|website=Securities and Exchange Commission}}</ref>]]		[[File:OnityGroupCompanyTree PHHMortgageCorporation V1.png\|alt=Tree describing company relationships under the Onity Group, highlighting PHH Mortgage Corporation in light blue\|thumb\|549x549px\|PHH Mortgage Corporation structure according to SEC filings.<ref>{{Cite web \|date=27 Nov 2024 \|title=ONITY GROUP INC. 8-K \|url=https://www.sec.gov/Archives/edgar/data/873860/000149315224048499/ex10-2.htm \|access-date=7 Mar 2024 \|website=Securities and Exchange Commission}}</ref>]]

AnotherConsumerRightsPerson: EXTREMELY MINOR

2025-10-06T09:07:47Z

EXTREMELY MINOR

← Older revision		Revision as of 09:07, 6 October 2025
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	{{DISPLAYTITLE:PHH Mortgage Corporation (Onity Mortgage)}}		{{DISPLAYTITLE:PHH Mortgage Corporation (Onity Mortgage)}}{{InfoboxCompany

	{{InfoboxCompany
	\| Name = {{PAGENAME}}		\| Name = {{PAGENAME}}
	\| Type =Subsidiary		\| Type =Subsidiary

InTransparencyWeTrust at 15:16, 8 March 2025

2025-03-08T15:16:29Z

← Older revision		Revision as of 15:16, 8 March 2025
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	==References==		==References==
	{{reflist}}		{{reflist}}

	[[Category:{{PAGENAME}}]]		[[Category:{{PAGENAME}}]]
	~~[[Category:Mortgage lenders]]~~
	~~[[Category:Direct Marketing]]~~

TasmanianRex at 12:17, 8 March 2025

2025-03-08T12:17:47Z

← Older revision		Revision as of 12:17, 8 March 2025
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	PHH Mortgage Corporation is a subsidiary of Onity Group, Inc., a privately held mortgage servicer and lender based in Florida. As of June 10, 2024, Onity Mortgage has been established as a dba (doing business as) of PHH Mortgage.<ref>https://business.phhmortgage.com/BusinessPHH/media/BusinessPHH/Pdf/PHH_Onity-FAQs.pdf</ref>		PHH Mortgage Corporation is a subsidiary of Onity Group, Inc., a privately held mortgage servicer and lender based in Florida. As of June 10, 2024, Onity Mortgage has been established as a dba (doing business as) of PHH Mortgage.<ref>https://business.phhmortgage.com/BusinessPHH/media/BusinessPHH/Pdf/PHH_Onity-FAQs.pdf</ref>

	[[File:OnityGroupCompanyTree PHHMortgageCorporation V1.png\|alt=Tree describing company relationships under the Onity Group, highlighting PHH Mortgage Corporation in light blue\|thumb\|549x549px\|PHH Mortgage Corporation structure according to SEC filings<ref>{{Cite web \|date=27 Nov 2024 \|title=ONITY GROUP INC. 8-K \|url=https://www.sec.gov/Archives/edgar/data/873860/000149315224048499/ex10-2.htm \|access-date=7 Mar 2024 \|website=Securities and Exchange Commission}}</ref>]]		[[File:OnityGroupCompanyTree PHHMortgageCorporation V1.png\|alt=Tree describing company relationships under the Onity Group, highlighting PHH Mortgage Corporation in light blue\|thumb\|549x549px\|PHH Mortgage Corporation structure according to SEC filings.<ref>{{Cite web \|date=27 Nov 2024 \|title=ONITY GROUP INC. 8-K \|url=https://www.sec.gov/Archives/edgar/data/873860/000149315224048499/ex10-2.htm \|access-date=7 Mar 2024 \|website=Securities and Exchange Commission}}</ref>]]

	==Consumer impact summary==		==Consumer impact summary==

TasmanianRex at 07:00, 8 March 2025

2025-03-08T07:00:13Z

← Older revision		Revision as of 07:00, 8 March 2025
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	==Consumer impact summary==		==Consumer impact summary==
	PHH Mortgage Corporation, a non-bank residential mortgage servicer, has faced multiple allegations related to improper loan servicing practices, impacting borrowers across the United States. The company has been accused of failing to properly apply borrower payments, charging unauthorized fees, and mishandling loan modification requests. In some cases, PHH provided misleading information to homeowners facing foreclosure, and in others, it failed to maintain accurate records or oversee third-party vendors involved in servicing and foreclosure processes<ref name=":0" />.		PHH Mortgage Corporation, a non-bank residential mortgage servicer, has faced multiple allegations related to improper loan servicing practices, impacting borrowers across the United States. The company has been accused of failing to properly apply borrower payments, charging unauthorized fees, and mishandling loan modification requests. In some cases, PHH provided misleading information to homeowners facing foreclosure, and in others, it failed to maintain accurate records or oversee third-party vendors involved in servicing and foreclosure processes.<ref name=":0" />

	These practices have led to financial hardship for many homeowners, with some experiencing delays or miscommunications that resulted in foreclosures or loss of modification opportunities<ref>https://www.nj.gov/oag/newsreleases18/PHH_Complaint-for-filing-v1.pdf</ref>. In response to these allegations, PHH has reached settlements, including restitution for affected borrowers and commitments to adopt improved servicing standards<ref>https://www.nj.gov/oag/newsreleases18/PHH_Consent-Judgment.pdf</ref>.		These practices have led to financial hardship for many homeowners, with some experiencing delays or miscommunications that resulted in foreclosures or loss of modification opportunities.<ref>https://www.nj.gov/oag/newsreleases18/PHH_Complaint-for-filing-v1.pdf</ref> In response to these allegations, PHH has reached settlements, including restitution for affected borrowers and commitments to adopt improved servicing standards.<ref>https://www.nj.gov/oag/newsreleases18/PHH_Consent-Judgment.pdf</ref>

	==Incidents==		==Incidents==
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	===Mortgage Service Center===		===Mortgage Service Center===
	Mortgage Service Center is a registered DBA of PHH Mortgage Corporation<ref>https://mblsportal.sos.state.mn.us/Business/SearchDetails?filingGuid=b9c14d71-c21d-ea11-918b-00155d01b4fc</ref><ref>https://extranet.dfi.in.gov/ConsumerCredit/EntityDetails/2881</ref><ref>https://licensing.coag.gov/s/license-report/a1mcs000001xAl2AAE/sup4000219005</ref>, and engages in direct marketing by utilizing publicly available county records, including property details such as closing dates, loan amounts, lender names, mortgagor names, and addresses, to contact new homeowners with mortgage-related offers.		Mortgage Service Center is a registered DBA of PHH Mortgage Corporation,<ref>https://mblsportal.sos.state.mn.us/Business/SearchDetails?filingGuid=b9c14d71-c21d-ea11-918b-00155d01b4fc</ref><ref>https://extranet.dfi.in.gov/ConsumerCredit/EntityDetails/2881</ref><ref>https://licensing.coag.gov/s/license-report/a1mcs000001xAl2AAE/sup4000219005</ref> and engages in direct marketing by utilizing publicly available county records, including property details such as closing dates, loan amounts, lender names, mortgagor names, and addresses, to contact new homeowners with mortgage-related offers.

	By referencing details related to a homeowner's recent mortgage, Mortgage Service Center aims to establish credibility and engage potential customers.		By referencing details related to a homeowner's recent mortgage, Mortgage Service Center aims to establish credibility and engage potential customers.

Ectoplasmator: /* Mortgage Service Center */

2025-03-08T02:34:25Z

Mortgage Service Center

← Older revision		Revision as of 02:34, 8 March 2025
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	===Mortgage Service Center===		===Mortgage Service Center===
	[[File:OnityGroupCompanyTree MortgageServiceCenter V1.png\|alt=Onity Group Company Tree with Mortgage Service Center highlighted in light blue, to show relationship to the parent companies\|none\|thumb\|646x646px\|'''Onity Group Company Tree''']]
	Mortgage Service Center is a registered DBA of PHH Mortgage Corporation<ref>https://mblsportal.sos.state.mn.us/Business/SearchDetails?filingGuid=b9c14d71-c21d-ea11-918b-00155d01b4fc</ref><ref>https://extranet.dfi.in.gov/ConsumerCredit/EntityDetails/2881</ref><ref>https://licensing.coag.gov/s/license-report/a1mcs000001xAl2AAE/sup4000219005</ref>, and engages in direct marketing by utilizing publicly available county records, including property details such as closing dates, loan amounts, lender names, mortgagor names, and addresses, to contact new homeowners with mortgage-related offers.		Mortgage Service Center is a registered DBA of PHH Mortgage Corporation<ref>https://mblsportal.sos.state.mn.us/Business/SearchDetails?filingGuid=b9c14d71-c21d-ea11-918b-00155d01b4fc</ref><ref>https://extranet.dfi.in.gov/ConsumerCredit/EntityDetails/2881</ref><ref>https://licensing.coag.gov/s/license-report/a1mcs000001xAl2AAE/sup4000219005</ref>, and engages in direct marketing by utilizing publicly available county records, including property details such as closing dates, loan amounts, lender names, mortgagor names, and addresses, to contact new homeowners with mortgage-related offers.

Ectoplasmator: Added chart to show aliases they are doing business under in order to prove connection to Mortgage Service Center

2025-03-08T02:33:10Z

Added chart to show aliases they are doing business under in order to prove connection to Mortgage Service Center

← Older revision		Revision as of 02:33, 8 March 2025
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	\| Logo =PHH-Mortgage.png		\| Logo =PHH-Mortgage.png
	}}		}}
	[[File:OnityGroupCompanyTree PHHMortgageCorporation V1.png\|alt=Tree describing company relationships under the Onity Group, highlighting PHH Mortgage Corporation in light blue\|none\|thumb\|579x579px\|PHH Mortgage Corporation]]
	PHH Mortgage Corporation is a subsidiary of Onity Group, Inc., a privately held mortgage servicer and lender based in Florida. As of June 10, 2024, Onity Mortgage has been established as a dba (doing business as) of PHH Mortgage.<ref>https://business.phhmortgage.com/BusinessPHH/media/BusinessPHH/Pdf/PHH_Onity-FAQs.pdf</ref>		PHH Mortgage Corporation is a subsidiary of Onity Group, Inc., a privately held mortgage servicer and lender based in Florida. As of June 10, 2024, Onity Mortgage has been established as a dba (doing business as) of PHH Mortgage.<ref>https://business.phhmortgage.com/BusinessPHH/media/BusinessPHH/Pdf/PHH_Onity-FAQs.pdf</ref>

			[[File:OnityGroupCompanyTree PHHMortgageCorporation V1.png\|alt=Tree describing company relationships under the Onity Group, highlighting PHH Mortgage Corporation in light blue\|thumb\|549x549px\|PHH Mortgage Corporation structure according to SEC filings<ref>{{Cite web \|date=27 Nov 2024 \|title=ONITY GROUP INC. 8-K \|url=https://www.sec.gov/Archives/edgar/data/873860/000149315224048499/ex10-2.htm \|access-date=7 Mar 2024 \|website=Securities and Exchange Commission}}</ref>]]

	==Consumer impact summary==		==Consumer impact summary==
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	*Lacking a structured process for document preparation, execution, and notarization in foreclosure cases.		*Lacking a structured process for document preparation, execution, and notarization in foreclosure cases.

	=== Mortgage Service Center ===		===Mortgage Service Center===
	[[File:OnityGroupCompanyTree MortgageServiceCenter V1.png\|alt=Onity Group Company Tree with Mortgage Service Center highlighted in light blue, to show relationship to the parent companies\|none\|thumb\|646x646px\|'''Onity Group Company Tree''']]		[[File:OnityGroupCompanyTree MortgageServiceCenter V1.png\|alt=Onity Group Company Tree with Mortgage Service Center highlighted in light blue, to show relationship to the parent companies\|none\|thumb\|646x646px\|'''Onity Group Company Tree''']]
	Mortgage Service Center is a registered DBA of PHH Mortgage Corporation<ref>https://mblsportal.sos.state.mn.us/Business/SearchDetails?filingGuid=b9c14d71-c21d-ea11-918b-00155d01b4fc</ref><ref>https://extranet.dfi.in.gov/ConsumerCredit/EntityDetails/2881</ref><ref>https://licensing.coag.gov/s/license-report/a1mcs000001xAl2AAE/sup4000219005</ref>, and engages in direct marketing by utilizing publicly available county records, including property details such as closing dates, loan amounts, lender names, mortgagor names, and addresses, to contact new homeowners with mortgage-related offers.		Mortgage Service Center is a registered DBA of PHH Mortgage Corporation<ref>https://mblsportal.sos.state.mn.us/Business/SearchDetails?filingGuid=b9c14d71-c21d-ea11-918b-00155d01b4fc</ref><ref>https://extranet.dfi.in.gov/ConsumerCredit/EntityDetails/2881</ref><ref>https://licensing.coag.gov/s/license-report/a1mcs000001xAl2AAE/sup4000219005</ref>, and engages in direct marketing by utilizing publicly available county records, including property details such as closing dates, loan amounts, lender names, mortgagor names, and addresses, to contact new homeowners with mortgage-related offers.

← Older revision		Revision as of 06:56, 23 February 2026
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	\|Website=https://www.phhmortgage.com/		\|Website=https://www.phhmortgage.com/
	}}		}}
	'''PHH Mortgage Corporation''' is a subsidiary of Onity Group, Inc., a privately held mortgage servicer and lender based in Florida. As of June 10, 2024, Onity Mortgage has been established as a DBA (Doing Business As) of PHH Mortgage.<ref>https://business.phhmortgage.com/BusinessPHH/media/BusinessPHH/Pdf/PHH_Onity-FAQs.pdf</ref>		'''PHH Mortgage Corporation''' is a subsidiary of Onity Group, Inc., a privately held mortgage servicer and lender based in Florida. As of June 10, 2024, Onity Mortgage has been established as a DBA (Doing Business As) of PHH Mortgage.<ref>https://business.phhmortgage.com/BusinessPHH/media/BusinessPHH/Pdf/PHH_Onity-FAQs.pdf ([http://web.archive.org/web/20241126141904/https://business.phhmortgage.com/BusinessPHH/media/BusinessPHH/Pdf/PHH_Onity-FAQs.pdf Archived])</ref>

	[[File:OnityGroupCompanyTree PHHMortgageCorporation V1.png\|alt=Tree describing company relationships under the Onity Group, highlighting PHH Mortgage Corporation in light blue\|thumb\|549x549px\|PHH Mortgage Corporation structure according to SEC filings.<ref>{{Cite web \|date=27 Nov 2024 \|title=ONITY GROUP INC. 8-K \|url=https://www.sec.gov/Archives/edgar/data/873860/000149315224048499/ex10-2.htm \|access-date=7 Mar 2024 \|website=Securities and Exchange Commission}}</ref>]]		[[File:OnityGroupCompanyTree PHHMortgageCorporation V1.png\|alt=Tree describing company relationships under the Onity Group, highlighting PHH Mortgage Corporation in light blue\|thumb\|549x549px\|PHH Mortgage Corporation structure according to SEC filings.<ref>{{Cite web \|date=27 Nov 2024 \|title=ONITY GROUP INC. 8-K \|url=https://www.sec.gov/Archives/edgar/data/873860/000149315224048499/ex10-2.htm \|access-date=7 Mar 2024 \|website=Securities and Exchange Commission \|archive-url=http://web.archive.org/web/20250725130336/https://www.sec.gov/Archives/edgar/data/873860/000149315224048499/ex10-2.htm \|archive-date=25 Jul 2025}}</ref>]]

	==Consumer impact summary==		==Consumer impact summary==
	PHH Mortgage Corporation, a non-bank residential mortgage servicer, has faced multiple allegations related to improper loan servicing practices, impacting borrowers across the United States. The company has been accused of failing to properly apply borrower payments, charging unauthorized fees, and mishandling loan modification requests. In some cases, PHH provided misleading information to homeowners facing foreclosure, and in others, it failed to maintain accurate records or oversee third-party vendors involved in servicing and foreclosure processes.<ref name=":0" />		PHH Mortgage Corporation, a non-bank residential mortgage servicer, has faced multiple allegations related to improper loan servicing practices, impacting borrowers across the United States. The company has been accused of failing to properly apply borrower payments, charging unauthorized fees, and mishandling loan modification requests. In some cases, PHH provided misleading information to homeowners facing foreclosure, and in others, it failed to maintain accurate records or oversee third-party vendors involved in servicing and foreclosure processes.<ref name=":0" />

	These practices have led to financial hardship for many homeowners, with some experiencing delays or miscommunications that resulted in foreclosures or loss of modification opportunities.<ref>https://www.nj.gov/oag/newsreleases18/PHH_Complaint-for-filing-v1.pdf</ref> In response to these allegations, PHH has reached settlements, including restitution for affected borrowers and commitments to adopt improved servicing standards.<ref>https://www.nj.gov/oag/newsreleases18/PHH_Consent-Judgment.pdf</ref>		These practices have led to financial hardship for many homeowners, with some experiencing delays or miscommunications that resulted in foreclosures or loss of modification opportunities.<ref>https://www.nj.gov/oag/newsreleases18/PHH_Complaint-for-filing-v1.pdf ([http://web.archive.org/web/20250709010234/https://www.nj.gov/oag/newsreleases18/PHH_Complaint-for-filing-v1.pdf Archived])</ref> In response to these allegations, PHH has reached settlements, including restitution for affected borrowers and commitments to adopt improved servicing standards.<ref>https://www.nj.gov/oag/newsreleases18/PHH_Consent-Judgment.pdf ([http://web.archive.org/web/20250709010232/https://www.nj.gov/oag/newsreleases18/PHH_Consent-Judgment.pdf Archived])</ref>

	==Incidents==		==Incidents==

	===$6.25 Million Consumer Fraud Act Settlement (''2011'')===		===$6.25 Million Consumer Fraud Act Settlement (''2011'')===
	In a settlement announced by Acting Attorney General John J. Hoffman,<ref>{{Cite web \|last=Hoffman \|first=John \|date=4 Dec 2013 \|title=Acting Attorney General Announces $6.25 Million Settlement Resolving Consumer Fraud Act Allegations Against PHH Mortgage \|url=https://nj.gov/oag/newsreleases13/pr20131204a.html \|access-date=7 Mar 2025 \|website=The State of New Jersey Office of Attorney General}},</ref> New Jersey reached a $6.25 million agreement with PHH Mortgage Corporation to resolve allegations that the company misled financially struggling homeowners seeking loan modifications or assistance to avoid foreclosure.		In a settlement announced by Acting Attorney General John J. Hoffman,<ref>{{Cite web \|last=Hoffman \|first=John \|date=4 Dec 2013 \|title=Acting Attorney General Announces $6.25 Million Settlement Resolving Consumer Fraud Act Allegations Against PHH Mortgage \|url=https://nj.gov/oag/newsreleases13/pr20131204a.html \|access-date=7 Mar 2025 \|website=The State of New Jersey Office of Attorney General \|archive-url=http://web.archive.org/web/20250709010233/https://nj.gov/oag/newsreleases13/pr20131204a.html \|archive-date=9 Jul 2025}},</ref> New Jersey reached a $6.25 million agreement with PHH Mortgage Corporation to resolve allegations that the company misled financially struggling homeowners seeking loan modifications or assistance to avoid foreclosure.

	===$45 Million Multi-State Settlement (''2018'')===		===$45 Million Multi-State Settlement (''2018'')===
	In a multi-state settlement announced by Attorney General Christopher S. Porrino,<ref name=":0">{{Cite web \|last=Porrino \|first=Christopher \|date=3 Jan 2018 \|title=Attorney General Porrino Announces $45 Million Multi-State Settlement with PHH Mortgage Corporation \|url=https://www.nj.gov/oag/newsreleases18/pr20180103b.html \|access-date=7 Mar 2025}},</ref> New Jersey reached a $45 million agreement with PHH Mortgage Corporation to resolve allegations of improper mortgage loan servicing. The settlement, which includes more than 45 states and the District of Columbia, addresses claims that PHH Mortgage failed to properly service loans over a four-year period.		In a multi-state settlement announced by Attorney General Christopher S. Porrino,<ref name=":0">{{Cite web \|last=Porrino \|first=Christopher \|date=3 Jan 2018 \|title=Attorney General Porrino Announces $45 Million Multi-State Settlement with PHH Mortgage Corporation \|url=https://www.nj.gov/oag/newsreleases18/pr20180103b.html \|access-date=7 Mar 2025 \|archive-url=http://web.archive.org/web/20250709010234/https://www.nj.gov/oag/newsreleases18/pr20180103b.html \|archive-date=9 Jul 2025}},</ref> New Jersey reached a $45 million agreement with PHH Mortgage Corporation to resolve allegations of improper mortgage loan servicing. The settlement, which includes more than 45 states and the District of Columbia, addresses claims that PHH Mortgage failed to properly service loans over a four-year period.

	Between January 1, 2009, and December 31, 2012, PHH Mortgage Corporation was accused of engaging in improper mortgage servicing practices. The alleged improper mortgage servicing practices include:		Between January 1, 2009, and December 31, 2012, PHH Mortgage Corporation was accused of engaging in improper mortgage servicing practices. The alleged improper mortgage servicing practices include:
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	===Mortgage Service Center===		===Mortgage Service Center===
	Mortgage Service Center is a registered DBA of PHH Mortgage Corporation,<ref>https://mblsportal.sos.state.mn.us/Business/SearchDetails?filingGuid=b9c14d71-c21d-ea11-918b-00155d01b4fc</ref><ref>https://extranet.dfi.in.gov/ConsumerCredit/EntityDetails/2881</ref><ref>https://licensing.coag.gov/s/license-report/a1mcs000001xAl2AAE/sup4000219005</ref> and engages in direct marketing by utilizing publicly available county records, including property details such as closing dates, loan amounts, lender names, mortgagor names, and addresses, to contact new homeowners with mortgage-related offers.		Mortgage Service Center is a registered DBA of PHH Mortgage Corporation,<ref>https://mblsportal.sos.state.mn.us/Business/SearchDetails?filingGuid=b9c14d71-c21d-ea11-918b-00155d01b4fc</ref><ref>https://extranet.dfi.in.gov/ConsumerCredit/EntityDetails/2881 ([http://web.archive.org/web/20250606071818/https://extranet.dfi.in.gov/ConsumerCredit/EntityDetails/2881 Archived])</ref><ref>https://licensing.coag.gov/s/license-report/a1mcs000001xAl2AAE/sup4000219005 ([http://web.archive.org/web/20250709142055/https://licensing.coag.gov/s/license-report/a1mcs000001xAl2AAE/sup4000219005 Archived])</ref> and engages in direct marketing by utilizing publicly available county records, including property details such as closing dates, loan amounts, lender names, mortgagor names, and addresses, to contact new homeowners with mortgage-related offers.

	By referencing details related to a homeowner's recent mortgage, Mortgage Service Center aims to establish credibility and engage potential customers.		By referencing details related to a homeowner's recent mortgage, Mortgage Service Center aims to establish credibility and engage potential customers.