PayPal - Revision history

Rudxain: mention censorship and duopoly, cite official policies and eevee

2026-03-17T01:47:57Z

mention censorship and duopoly, cite official policies and eevee

← Older revision		Revision as of 01:47, 17 March 2026
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	*'''Arbitration:''' "You and PayPal each agree that any and all disputes or claims [...] shall be resolved exclusively through final and binding arbitration or in small claims court. You or PayPal may assert claims in small claims court instead of in arbitration if the claims qualify and so long as the matter remains in small claims court and advances only on an individual (non-class, non-representative) basis."<ref>{{Cite web \|author= \|title=PAYPAL USER AGREEMENT \|url=https://www.paypal.com/us/legalhub/paypal/useragreement-full \|website=PayPal \|date=26 Jan 2026 \|access-date=6 Mar 2026 \|url-status=live \|archive-url=https://web.archive.org/web/20260303092217/https://www.paypal.com/us/legalhub/paypal/useragreement-full \|archive-date=3 Mar 2026}}</ref>		*'''Arbitration:''' "You and PayPal each agree that any and all disputes or claims [...] shall be resolved exclusively through final and binding arbitration or in small claims court. You or PayPal may assert claims in small claims court instead of in arbitration if the claims qualify and so long as the matter remains in small claims court and advances only on an individual (non-class, non-representative) basis."<ref>{{Cite web \|author= \|title=PAYPAL USER AGREEMENT \|url=https://www.paypal.com/us/legalhub/paypal/useragreement-full \|website=PayPal \|date=26 Jan 2026 \|access-date=6 Mar 2026 \|url-status=live \|archive-url=https://web.archive.org/web/20260303092217/https://www.paypal.com/us/legalhub/paypal/useragreement-full \|archive-date=3 Mar 2026}}</ref>
			*'''Censorship''': PayPal prohibits ''anything'' they consider "Adult Content" or "obscene" ([[wikipedia:Not_safe_for_work\|NSFW]]), even when the content is part of a private transaction.<ref>{{Cite web \|date=2022-10-29 \|title=Acceptable Use Policy \|url=https://www.paypal.com/us/legalhub/paypal/acceptableuse-full \|url-status=live \|archive-url=https://web.archive.org/web/20260313194719/https://www.paypal.com/us/legalhub/paypal/acceptableuse-full \|archive-date=2026-03-13 \|access-date=2026-03-16 \|website=Legal Agreements for PayPal Services}}</ref> This doesn't protect kids, it needlessly limits the ways in which artists earn money, and content users can consume.{{Citation needed}}
			*'''Market control:''' In countries outside of the European Union (EU), PayPal has a duopoly as a payment handler, along with [[Stripe]].<ref>{{Cite web \|last=Woods \|first=Evelyn "eevee" \|date=2025-07-03 \|title=The rise of Whatever \|url=https://eev.ee/blog/2025/07/03/the-rise-of-whatever/ \|url-status=live \|archive-url=https://web.archive.org/web/20260312024943/https://eev.ee/blog/2025/07/03/the-rise-of-whatever \|archive-date=2026-03-12 \|access-date=2026-03-16 \|website=fuzzy notepad}}</ref>

	==Incidents==		==Incidents==

IronRune: Add citation for policy change

2026-03-14T17:37:36Z

Add citation for policy change

← Older revision		Revision as of 17:37, 14 March 2026
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	===Ends transaction fee refunds (''2019'')===		===Ends transaction fee refunds (''2019'')===
	Effective 7 May 2019, PayPal stopped refunding transaction fees on refunds.<ref>{{Cite web \|last=Meldner \|first=Richard \|title=PayPal Will No Longer Refund Transaction Fees On Refunds \|url=https://eseller365.com/paypal-will-no-longer-refund-transaction-fees-on-refunds/ \|website=eSeller365 \|date=6 Apr 2019 \|access-date=6 Mar 2026 \|url-status=live \|archive-url=http://web.archive.org/web/20251005165446/https://eseller365.com/paypal-will-no-longer-refund-transaction-fees-on-refunds/ \|archive-date=5 Oct 2025}}</ref> PayPal announced they would undo this policy change, and then a few months later re-implemented it.{{~~Citation needed~~}}		Effective 7 May 2019, PayPal stopped refunding transaction fees on refunds.<ref>{{Cite web \|last=Meldner \|first=Richard \|title=PayPal Will No Longer Refund Transaction Fees On Refunds \|url=https://eseller365.com/paypal-will-no-longer-refund-transaction-fees-on-refunds/ \|website=eSeller365 \|date=6 Apr 2019 \|access-date=6 Mar 2026 \|url-status=live \|archive-url=http://web.archive.org/web/20251005165446/https://eseller365.com/paypal-will-no-longer-refund-transaction-fees-on-refunds/ \|archive-date=5 Oct 2025}}</ref> PayPal announced they would undo this policy change, and then a few months later re-implemented it.<ref>{{Cite web \|last=Statt \|first=Nick \|date=2019-09-21 \|title=PayPal reinstates controversial policy of pocketing fees from refunds \|url=https://www.theverge.com/2019/9/20/20876570/paypal-refund-fee-policy-change-sellers-controversy \|archive-url=https://web.archive.org/web/20250917201037/https://www.theverge.com/2019/9/20/20876570/paypal-refund-fee-policy-change-sellers-controversy \|archive-date=2025-09-17 \|access-date=2026-03-14}}</ref>

	===Introduces an inactivity fee for certain countries (''2021—'')===		===Introduces an inactivity fee for certain countries (''2021—'')===
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	*Canadian dollar (CAD)		*Canadian dollar (CAD)
	*Euro (EUR)		*Euro (EUR)
	* British pound (GBP)		*British pound (GBP)
	*Japanese yen (JPY)		*Japanese yen (JPY)
	*Australian dollar (AUD)		*Australian dollar (AUD)

Sojourna: Clean-up; pass on style.

2026-03-06T22:15:59Z

Clean-up; pass on style.

Show changes

Bananabot: Added archive URLs for 1 citation(s) using CRWCitationBot

2026-02-23T12:50:39Z

Added archive URLs for 1 citation(s) using CRWCitationBot

← Older revision		Revision as of 12:50, 23 February 2026
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	===Steam, 2025===		===Steam, 2025===
	PayPal does not allow purchasing of Steam Games for all currencies except USD, CAD, EUR, GBP, JPY and AUD.<ref>{{Cite web \|last=David \|first=Carcasole \|date=Aug 12, 2025 \|title=PayPal Is Only Processing Steam Purchases in EUR, CAD, GBP, JPY, AUD, and USD \|url=https://wccftech.com/paypal-only-processing-steam-purchases-eur-cad-gbp-jpy-aud-usd/ \|website=wcfftech.com}}</ref>		PayPal does not allow purchasing of Steam Games for all currencies except USD, CAD, EUR, GBP, JPY and AUD.<ref>{{Cite web \|last=David \|first=Carcasole \|date=Aug 12, 2025 \|title=PayPal Is Only Processing Steam Purchases in EUR, CAD, GBP, JPY, AUD, and USD \|url=https://wccftech.com/paypal-only-processing-steam-purchases-eur-cad-gbp-jpy-aud-usd/ \|website=wcfftech.com \|archive-url=http://web.archive.org/web/20251009090046/https://wccftech.com/paypal-only-processing-steam-purchases-eur-cad-gbp-jpy-aud-usd/ \|archive-date=9 Oct 2025}}</ref>

	===Inactivity fee, 2022===		===Inactivity fee, 2022===

Bananabot: Added archive URLs for 4 citation(s) using CRWCitationBot

2026-02-23T06:54:57Z

Added archive URLs for 4 citation(s) using CRWCitationBot

← Older revision		Revision as of 06:54, 23 February 2026
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	===Inactivity fee, 2022===		===Inactivity fee, 2022===
	PayPal charges an inactivity fee in Canada and the EU.<ref>{{Cite web \|title=What is the inactivity fee? \|url=https://www.paypal.com/ca/cshelp/article/what-is-the-inactivity-fee-help947 \|website=PayPal Help Centre}}</ref>		PayPal charges an inactivity fee in Canada and the EU.<ref>{{Cite web \|title=What is the inactivity fee? \|url=https://www.paypal.com/ca/cshelp/article/what-is-the-inactivity-fee-help947 \|website=PayPal Help Centre \|archive-url=http://web.archive.org/web/20260124082923/https://www.paypal.com/ca/cshelp/article/what-is-the-inactivity-fee-help947 \|archive-date=24 Jan 2026}}</ref>

	If you don't log in or don't have transactions for a year you will be charged $20USD each year. Then, when there are no more funds in the account, they will close your account. If you have not logged in they assume you have seen the changed terms and agree to the changes and thus the fees.		If you don't log in or don't have transactions for a year you will be charged $20USD each year. Then, when there are no more funds in the account, they will close your account. If you have not logged in they assume you have seen the changed terms and agree to the changes and thus the fees.

	===Transaction fee refunds, 2019===		===Transaction fee refunds, 2019===
	PayPal will no longer refund transaction fees on refunds<ref>{{Cite web \|last=Meldner \|first=Richard \|date=April 6, 2019 \|title=PayPal Will No Longer Refund Transaction Fees On Refunds \|url=https://eseller365.com/paypal-will-no-longer-refund-transaction-fees-on-refunds/ \|website=eSeller365}}</ref> PayPal announced they would undo this policy change, and then a few months later re-implemented it.		PayPal will no longer refund transaction fees on refunds<ref>{{Cite web \|last=Meldner \|first=Richard \|date=April 6, 2019 \|title=PayPal Will No Longer Refund Transaction Fees On Refunds \|url=https://eseller365.com/paypal-will-no-longer-refund-transaction-fees-on-refunds/ \|website=eSeller365 \|archive-url=http://web.archive.org/web/20251005165446/https://eseller365.com/paypal-will-no-longer-refund-transaction-fees-on-refunds/ \|archive-date=5 Oct 2025}}</ref> PayPal announced they would undo this policy change, and then a few months later re-implemented it.

	==Privacy==		==Privacy==
	In 2018, the introduction of the GDPR in Europe forced PayPal to disclose a list of third party companies they share user data with. The list includes over 600 different companies, from fraud prevention to analytics, tracking and advertising companies.<ref name=":0">{{Cite web \|date=1 July 2025 \|title=List of Third Parties with Whom Personal Information May be Shared \|url=https://www.paypal.com/ie/legalhub/paypal/third-parties-list \|website=PayPal}}</ref>		In 2018, the introduction of the GDPR in Europe forced PayPal to disclose a list of third party companies they share user data with. The list includes over 600 different companies, from fraud prevention to analytics, tracking and advertising companies.<ref name=":0">{{Cite web \|date=1 July 2025 \|title=List of Third Parties with Whom Personal Information May be Shared \|url=https://www.paypal.com/ie/legalhub/paypal/third-parties-list \|website=PayPal \|archive-url=http://web.archive.org/web/20260117193303/https://www.paypal.com/ie/legalhub/paypal/third-parties-list \|archive-date=17 Jan 2026}}</ref>

	In 2025, [https://www.netzwerk-datenschutzexpertise.de/sites/default/files/gut_2025_12_paypal.pdf a German study] by Netzwerk Datenschutzexpertise (Data Privacy Expertise Network) found PayPal to be violating the GDPR in several instances. It lists unlawful data processing for advertising purposes, invalid consent practices, and violations of the principle "Privacy by Default", as required by Article 25 of the GDPR.<ref>{{Cite web \|last=Koch \|first=Marie-Claire \|date=2025-12-11 \|title=Expert Report: Massive Data Protection Violations at PayPal \|url=https://www.heise.de/en/news/Expert-Report-Massive-Data-Protection-Violations-at-PayPal-11112066.html \|access-date=2025-12-12 \|website=Heise Online}}</ref><!-- We should probably add something about Peter Thiel and Elon Musk being involved too -->		In 2025, [https://www.netzwerk-datenschutzexpertise.de/sites/default/files/gut_2025_12_paypal.pdf a German study] by Netzwerk Datenschutzexpertise (Data Privacy Expertise Network) found PayPal to be violating the GDPR in several instances. It lists unlawful data processing for advertising purposes, invalid consent practices, and violations of the principle "Privacy by Default", as required by Article 25 of the GDPR.<ref>{{Cite web \|last=Koch \|first=Marie-Claire \|date=2025-12-11 \|title=Expert Report: Massive Data Protection Violations at PayPal \|url=https://www.heise.de/en/news/Expert-Report-Massive-Data-Protection-Violations-at-PayPal-11112066.html \|access-date=2025-12-12 \|website=Heise Online \|archive-url=http://web.archive.org/web/20251228190640/https://www.heise.de/en/news/Expert-Report-Massive-Data-Protection-Violations-at-PayPal-11112066.html \|archive-date=28 Dec 2025}}</ref><!-- We should probably add something about Peter Thiel and Elon Musk being involved too -->

	==General References:==		==General References:==
	<references />		<references />
	[[Category:PayPal]]		[[Category:PayPal]]

Bythmusters: Added Cargo template in place of Infobox

2026-01-11T22:21:11Z

Added Cargo template in place of Infobox

← Older revision		Revision as of 22:21, 11 January 2026
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	{{StubNotice}}		{{StubNotice}}
	{{~~InfoboxCompany~~		{{CompanyCargo
	\| ~~Company~~ = ~~PayPal Holdings, Inc~~.		\|Description=American platform for online payments.
	\| ~~Name~~ = ~~PayPal~~		\|Founded=1998
	\| ~~Type~~ = ~~Public~~		\|Industry=Financial Technology
	\| ~~Founded~~ = ~~1998~~		\|Logo=PayPal.png
	\| ~~Industry~~ = ~~Financial Technology~~		\|ParentCompany=
	\| ~~Official~~ Website = https://paypal.com/		\|Type=Public
	~~\| Logo = PayPal.png~~		\|Website=https://paypal.com/
	}}[[wikipedia:PayPal\|'''PayPal Holdings, Inc.''']] is an American multinational financial technology company operating an online payments system in the majority of countries that support online money transfers. It serves as an electronic alternative to traditional paper methods such as checks and money orders. The company operates as a payment processor for online vendors, auction sites and many other commercial users, for which it charges a fee.		}}
			[[wikipedia:PayPal\|'''PayPal Holdings, Inc.''']] is an American multinational financial technology company operating an online payments system in the majority of countries that support online money transfers. It serves as an electronic alternative to traditional paper methods such as checks and money orders. The company operates as a payment processor for online vendors, auction sites and many other commercial users, for which it charges a fee.

	==Products and subsidiaries==		==Products and subsidiaries==

MrTuttle: /* Privacy */ Mention study on privacy and GDPR violations

2025-12-12T12:02:21Z

Privacy: Mention study on privacy and GDPR violations

← Older revision		Revision as of 12:02, 12 December 2025
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	==Privacy==		==Privacy==
	In 2018, the introduction of the GDPR in Europe forced PayPal to disclose a list of third party companies they share user data with. The list includes over 600 different companies, from fraud prevention to analytics, tracking and advertising companies.<ref name=":0">{{Cite web \|date=1 July 2025 \|title=List of Third Parties with Whom Personal Information May be Shared \|url=https://www.paypal.com/ie/legalhub/paypal/third-parties-list \|website=PayPal}}</ref>		In 2018, the introduction of the GDPR in Europe forced PayPal to disclose a list of third party companies they share user data with. The list includes over 600 different companies, from fraud prevention to analytics, tracking and advertising companies.<ref name=":0">{{Cite web \|date=1 July 2025 \|title=List of Third Parties with Whom Personal Information May be Shared \|url=https://www.paypal.com/ie/legalhub/paypal/third-parties-list \|website=PayPal}}</ref>

			In 2025, [https://www.netzwerk-datenschutzexpertise.de/sites/default/files/gut_2025_12_paypal.pdf a German study] by Netzwerk Datenschutzexpertise (Data Privacy Expertise Network) found PayPal to be violating the GDPR in several instances. It lists unlawful data processing for advertising purposes, invalid consent practices, and violations of the principle "Privacy by Default", as required by Article 25 of the GDPR.<ref>{{Cite web \|last=Koch \|first=Marie-Claire \|date=2025-12-11 \|title=Expert Report: Massive Data Protection Violations at PayPal \|url=https://www.heise.de/en/news/Expert-Report-Massive-Data-Protection-Violations-at-PayPal-11112066.html \|access-date=2025-12-12 \|website=Heise Online}}</ref><!-- We should probably add something about Peter Thiel and Elon Musk being involved too -->

	==General References:==		==General References:==
	<references />		<references />
	[[Category:PayPal]]		[[Category:PayPal]]

Keith: removed added controversy that did not have references demonstrating it being controversial/significant

2025-12-01T10:24:35Z

removed added controversy that did not have references demonstrating it being controversial/significant

← Older revision		Revision as of 10:24, 1 December 2025
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	*[[Venmo]]		*[[Venmo]]
	==Controversies==		==Controversies==
	~~PassKey Support, 2025~~

	~~PayPal only support Passkeys on Chrome or Chrome Based Browsers, Chrome and Edge,~~

	~~https://www.paypal.com/us/cshelp/article/what-is-a-passkey-and-how-do-i-use-it-to-log-in-to-my-paypal-account-help997~~


	~~https://imgur.com/wybcrCQ~~

	===Steam, 2025===		===Steam, 2025===

Cdoublejj: /* Steam, 2025 */

2025-11-30T18:34:41Z

Steam, 2025

← Older revision		Revision as of 18:34, 30 November 2025
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	*[[Venmo]]		*[[Venmo]]
	==Controversies==		==Controversies==
			PassKey Support, 2025

	~~===Steam, 2025===~~		PayPal only support Passkeys on Chrome or Chrome Based Browsers, Chrome and Edge,
	PayPal does not allow purchasing of Steam Games for all currencies except USD, CAD, EUR, GBP, JPY and AUD.<ref>{{Cite web \|last=David \|first=Carcasole \|date=Aug 12, 2025 \|title=PayPal Is Only Processing Steam Purchases in EUR, CAD, GBP, JPY, AUD, and USD \|url=https://wccftech.com/paypal-only-processing-steam-purchases-eur-cad-gbp-jpy-aud-usd/ \|website=wcfftech.com}}</ref>

	PayPal only support Passkeys on Chrome or Chrome Based Browsers, Chrome and Edge,

	https://www.paypal.com/us/cshelp/article/what-is-a-passkey-and-how-do-i-use-it-to-log-in-to-my-paypal-account-help997		https://www.paypal.com/us/cshelp/article/what-is-a-passkey-and-how-do-i-use-it-to-log-in-to-my-paypal-account-help997
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	https://imgur.com/wybcrCQ		https://imgur.com/wybcrCQ

			===Steam, 2025===
			PayPal does not allow purchasing of Steam Games for all currencies except USD, CAD, EUR, GBP, JPY and AUD.<ref>{{Cite web \|last=David \|first=Carcasole \|date=Aug 12, 2025 \|title=PayPal Is Only Processing Steam Purchases in EUR, CAD, GBP, JPY, AUD, and USD \|url=https://wccftech.com/paypal-only-processing-steam-purchases-eur-cad-gbp-jpy-aud-usd/ \|website=wcfftech.com}}</ref>

	===Inactivity fee, 2022===		===Inactivity fee, 2022===

Cdoublejj: /* Controversies */

2025-11-30T18:33:50Z

Controversies

← Older revision		Revision as of 18:33, 30 November 2025
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	===Steam, 2025===		===Steam, 2025===
	PayPal does not allow purchasing of Steam Games for all currencies except USD, CAD, EUR, GBP, JPY and AUD.<ref>{{Cite web \|last=David \|first=Carcasole \|date=Aug 12, 2025 \|title=PayPal Is Only Processing Steam Purchases in EUR, CAD, GBP, JPY, AUD, and USD \|url=https://wccftech.com/paypal-only-processing-steam-purchases-eur-cad-gbp-jpy-aud-usd/ \|website=wcfftech.com}}</ref>		PayPal does not allow purchasing of Steam Games for all currencies except USD, CAD, EUR, GBP, JPY and AUD.<ref>{{Cite web \|last=David \|first=Carcasole \|date=Aug 12, 2025 \|title=PayPal Is Only Processing Steam Purchases in EUR, CAD, GBP, JPY, AUD, and USD \|url=https://wccftech.com/paypal-only-processing-steam-purchases-eur-cad-gbp-jpy-aud-usd/ \|website=wcfftech.com}}</ref>

			PayPal only support Passkeys on Chrome or Chrome Based Browsers, Chrome and Edge,

			https://www.paypal.com/us/cshelp/article/what-is-a-passkey-and-how-do-i-use-it-to-log-in-to-my-paypal-account-help997


			https://imgur.com/wybcrCQ

	===Inactivity fee, 2022===		===Inactivity fee, 2022===