Payscore - Revision history

Bananabot: Added archive URLs for 4 citation(s) using CRWCitationBot

2026-02-23T06:56:13Z

Added archive URLs for 4 citation(s) using CRWCitationBot

← Older revision		Revision as of 06:56, 23 February 2026
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	Payscore is a payment management platform founded initially as ''The Closing Docs'' by Sephen Arifin and Mark Fiebig in October 2017. Its advertised purpose is to verify the authenticity of renters.		Payscore is a payment management platform founded initially as ''The Closing Docs'' by Sephen Arifin and Mark Fiebig in October 2017. Its advertised purpose is to verify the authenticity of renters.
	==Consumer-impact summary==		==Consumer-impact summary==
	User freedom: Often the usage of this service is mandatory for anyone renting or getting a loan.<ref>{{Cite web \|last=u/Competitive-Mud-4898 \|date=May 31, 2024 \|title=Property management and income verification \|url=https://old.reddit.com/r/alameda/comments/1d4zgp7/property_management_and_income_verification/ \|access-date=Mar 22, 2025 \|website=Reddit}}</ref>		User freedom: Often the usage of this service is mandatory for anyone renting or getting a loan.<ref>{{Cite web \|last=u/Competitive-Mud-4898 \|date=May 31, 2024 \|title=Property management and income verification \|url=https://old.reddit.com/r/alameda/comments/1d4zgp7/property_management_and_income_verification/ \|access-date=Mar 22, 2025 \|website=Reddit \|archive-url=http://web.archive.org/web/20250404132129/https://old.reddit.com/r/alameda/comments/1d4zgp7/property_management_and_income_verification/ \|archive-date=4 Apr 2025}}</ref>

	User privacy: Shares user info solely between consumers and renters as per section 3 of TOS.<ref>{{Cite web \|last=Payscore \|title=Terms of Service \|url=https://www.payscore.com/terms-of-service \|archive-url=http://web.archive.org/web/20251211120300/https://www.payscore.com/terms-of-service \|archive-date=11 Dec 2025\|access-date=Mar 24, 2025 \|website=Payscore}}</ref> However because of the mandatory requirement of sharing your bank credentials, the service may be sharing private transactions with landlords,<ref>{{Cite web \|last=u/peachblueberrymuffin \|date=Jun 5, 2023 \|title=Is pay score legit? \|url=https://old.reddit.com/r/renting/comments/141r3bf/is_pay_score_legit/ \|access-date=Mar 24, 2025 \|website=Reddit}}</ref><ref>{{Cite web \|last=u/sividis \|date=Jun 10, 2024 \|title=Apartments now require access to Bank accounts? \|url=https://old.reddit.com/r/sandiego/comments/1dcrgg3/apartments_now_require_access_to_bank_accounts/ \|access-date=Mar 22, 2025 \|website=Reddit}}</ref> which may be sold.		User privacy: Shares user info solely between consumers and renters as per section 3 of TOS.<ref>{{Cite web \|last=Payscore \|title=Terms of Service \|url=https://www.payscore.com/terms-of-service \|archive-url=http://web.archive.org/web/20251211120300/https://www.payscore.com/terms-of-service \|archive-date=11 Dec 2025\|access-date=Mar 24, 2025 \|website=Payscore}}</ref> However because of the mandatory requirement of sharing your bank credentials, the service may be sharing private transactions with landlords,<ref>{{Cite web \|last=u/peachblueberrymuffin \|date=Jun 5, 2023 \|title=Is pay score legit? \|url=https://old.reddit.com/r/renting/comments/141r3bf/is_pay_score_legit/ \|access-date=Mar 24, 2025 \|website=Reddit \|archive-url=http://web.archive.org/web/20250403110834/https://old.reddit.com/r/renting/comments/141r3bf/is_pay_score_legit/ \|archive-date=3 Apr 2025}}</ref><ref>{{Cite web \|last=u/sividis \|date=Jun 10, 2024 \|title=Apartments now require access to Bank accounts? \|url=https://old.reddit.com/r/sandiego/comments/1dcrgg3/apartments_now_require_access_to_bank_accounts/ \|access-date=Mar 22, 2025 \|website=Reddit \|archive-url=http://web.archive.org/web/20250404215331/https://old.reddit.com/r/sandiego/comments/1dcrgg3/apartments_now_require_access_to_bank_accounts/ \|archive-date=4 Apr 2025}}</ref> which may be sold.

	When the company was formerly known as ''The Closing Docs'', they were also selling "anonymized" user data.<ref name=":0">{{Cite web \|last=u/missile_lily \|date=Jan 10, 2023 \|title=Landlords using service that requests and resells entire financial records \|url=https://old.reddit.com/r/privacy/comments/108kn7q/landlords_using_service_that_requests_and_resells/ \|access-date=Mar 22, 2025 \|website=Reddit}}</ref>		When the company was formerly known as ''The Closing Docs'', they were also selling "anonymized" user data.<ref name=":0">{{Cite web \|last=u/missile_lily \|date=Jan 10, 2023 \|title=Landlords using service that requests and resells entire financial records \|url=https://old.reddit.com/r/privacy/comments/108kn7q/landlords_using_service_that_requests_and_resells/ \|access-date=Mar 22, 2025 \|website=Reddit \|archive-url=http://web.archive.org/web/20250403111920/https://old.reddit.com/r/privacy/comments/108kn7q/landlords_using_service_that_requests_and_resells/ \|archive-date=3 Apr 2025}}</ref>

	Business model: Property managers and lenders pay a fee to use their service to cover verifying rent.		Business model: Property managers and lenders pay a fee to use their service to cover verifying rent.

Bananabot: Re-archived 1 citation(s) from archive.today to web.archive.org using CRWCitationBot

2026-02-22T22:37:40Z

Re-archived 1 citation(s) from archive.today to web.archive.org using CRWCitationBot

← Older revision		Revision as of 22:37, 22 February 2026
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	User freedom: Often the usage of this service is mandatory for anyone renting or getting a loan.<ref>{{Cite web \|last=u/Competitive-Mud-4898 \|date=May 31, 2024 \|title=Property management and income verification \|url=https://old.reddit.com/r/alameda/comments/1d4zgp7/property_management_and_income_verification/ \|access-date=Mar 22, 2025 \|website=Reddit}}</ref>		User freedom: Often the usage of this service is mandatory for anyone renting or getting a loan.<ref>{{Cite web \|last=u/Competitive-Mud-4898 \|date=May 31, 2024 \|title=Property management and income verification \|url=https://old.reddit.com/r/alameda/comments/1d4zgp7/property_management_and_income_verification/ \|access-date=Mar 22, 2025 \|website=Reddit}}</ref>

	User privacy: Shares user info solely between consumers and renters as per section 3 of TOS.<ref>{{Cite web \|last=Payscore \|title=Terms of Service \|url=https://www.payscore.com/terms-of-service \|archive-url=https://~~archive~~.is/~~YxWyJ~~ \|archive-date=~~Mar 24,~~ 2025 \|access-date=Mar 24, 2025 \|website=Payscore}}</ref> However because of the mandatory requirement of sharing your bank credentials, the service may be sharing private transactions with landlords,<ref>{{Cite web \|last=u/peachblueberrymuffin \|date=Jun 5, 2023 \|title=Is pay score legit? \|url=https://old.reddit.com/r/renting/comments/141r3bf/is_pay_score_legit/ \|access-date=Mar 24, 2025 \|website=Reddit}}</ref><ref>{{Cite web \|last=u/sividis \|date=Jun 10, 2024 \|title=Apartments now require access to Bank accounts? \|url=https://old.reddit.com/r/sandiego/comments/1dcrgg3/apartments_now_require_access_to_bank_accounts/ \|access-date=Mar 22, 2025 \|website=Reddit}}</ref> which may be sold.		User privacy: Shares user info solely between consumers and renters as per section 3 of TOS.<ref>{{Cite web \|last=Payscore \|title=Terms of Service \|url=https://www.payscore.com/terms-of-service \|archive-url=http://web.archive.org/web/20251211120300/https://www.payscore.com/terms-of-service \|archive-date=11 Dec 2025\|access-date=Mar 24, 2025 \|website=Payscore}}</ref> However because of the mandatory requirement of sharing your bank credentials, the service may be sharing private transactions with landlords,<ref>{{Cite web \|last=u/peachblueberrymuffin \|date=Jun 5, 2023 \|title=Is pay score legit? \|url=https://old.reddit.com/r/renting/comments/141r3bf/is_pay_score_legit/ \|access-date=Mar 24, 2025 \|website=Reddit}}</ref><ref>{{Cite web \|last=u/sividis \|date=Jun 10, 2024 \|title=Apartments now require access to Bank accounts? \|url=https://old.reddit.com/r/sandiego/comments/1dcrgg3/apartments_now_require_access_to_bank_accounts/ \|access-date=Mar 22, 2025 \|website=Reddit}}</ref> which may be sold.

	When the company was formerly known as ''The Closing Docs'', they were also selling "anonymized" user data.<ref name=":0">{{Cite web \|last=u/missile_lily \|date=Jan 10, 2023 \|title=Landlords using service that requests and resells entire financial records \|url=https://old.reddit.com/r/privacy/comments/108kn7q/landlords_using_service_that_requests_and_resells/ \|access-date=Mar 22, 2025 \|website=Reddit}}</ref>		When the company was formerly known as ''The Closing Docs'', they were also selling "anonymized" user data.<ref name=":0">{{Cite web \|last=u/missile_lily \|date=Jan 10, 2023 \|title=Landlords using service that requests and resells entire financial records \|url=https://old.reddit.com/r/privacy/comments/108kn7q/landlords_using_service_that_requests_and_resells/ \|access-date=Mar 22, 2025 \|website=Reddit}}</ref>

Bythmusters: Copied info from infobox to cargo, also removed a non-template notice blurb about page being potentially removed?

2026-01-25T15:09:14Z

Copied info from infobox to cargo, also removed a non-template notice blurb about page being potentially removed?

← Older revision		Revision as of 15:09, 25 January 2026
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	{{StubNotice}}		{{StubNotice}}
			{{CompanyCargo
	==~~= Editor's note: ===~~		\|Description=
	~~This page may be taken down, when it was initially suggested~~		\|Founded=2017
			\|Industry=Fintech
	~~Payscore is a payment management platform founded initially as ''The Closing Docs'' by Sephen Arifin and Mark Fiebig in October~~ 2017~~. Its advertised purpose is to verify the authenticity of renters.{{InfoboxCompany~~		\|Logo=Payscore logo.svg
	\| ~~Name~~ = ~~{{PAGENAME}}~~		\|ParentCompany=
	\| ~~Type~~ =~~Private~~		\|Type=Private
	\| ~~Founded~~ =~~2017~~		\|Website=https://www.payscore.com/
	\| ~~Industry~~ =~~Payment management~~
	\| ~~Official~~ Website =https://www.payscore.com/
	~~\| Logo =Payscore logo.svg~~
	}}		}}
			Payscore is a payment management platform founded initially as ''The Closing Docs'' by Sephen Arifin and Mark Fiebig in October 2017. Its advertised purpose is to verify the authenticity of renters.
	==Consumer-impact summary==		==Consumer-impact summary==
	User freedom: Often the usage of this service is mandatory for anyone renting or getting a loan.<ref>{{Cite web \|last=u/Competitive-Mud-4898 \|date=May 31, 2024 \|title=Property management and income verification \|url=https://old.reddit.com/r/alameda/comments/1d4zgp7/property_management_and_income_verification/ \|access-date=Mar 22, 2025 \|website=Reddit}}</ref>		User freedom: Often the usage of this service is mandatory for anyone renting or getting a loan.<ref>{{Cite web \|last=u/Competitive-Mud-4898 \|date=May 31, 2024 \|title=Property management and income verification \|url=https://old.reddit.com/r/alameda/comments/1d4zgp7/property_management_and_income_verification/ \|access-date=Mar 22, 2025 \|website=Reddit}}</ref>

JamesTDG: Stub created, waiting on person to publish emails somewhere for further development, check discussion tab to see currently available resources

2025-03-25T07:56:44Z

Stub created, waiting on person to publish emails somewhere for further development, check discussion tab to see currently available resources

New page

{{StubNotice}}

=== Editor's note: ===
This page may be taken down, when it was initially suggested

Payscore is a payment management platform founded initially as ''The Closing Docs'' by Sephen Arifin and Mark Fiebig in October 2017. Its advertised purpose is to verify the authenticity of renters.{{InfoboxCompany
| Name = {{PAGENAME}}
| Type =Private
| Founded =2017
| Industry =Payment management
| Official Website =https://www.payscore.com/
| Logo =Payscore logo.svg
}}
==Consumer-impact summary==
User freedom: Often the usage of this service is mandatory for anyone renting or getting a loan.<ref>{{Cite web |last=u/Competitive-Mud-4898 |date=May 31, 2024 |title=Property management and income verification |url=https://old.reddit.com/r/alameda/comments/1d4zgp7/property_management_and_income_verification/ |access-date=Mar 22, 2025 |website=Reddit}}</ref>

User privacy: Shares user info solely between consumers and renters as per section 3 of TOS.<ref>{{Cite web |last=Payscore |title=Terms of Service |url=https://www.payscore.com/terms-of-service |archive-url=https://archive.is/YxWyJ |archive-date=Mar 24, 2025 |access-date=Mar 24, 2025 |website=Payscore}}</ref> However because of the mandatory requirement of sharing your bank credentials, the service may be sharing private transactions with landlords,<ref>{{Cite web |last=u/peachblueberrymuffin |date=Jun 5, 2023 |title=Is pay score legit? |url=https://old.reddit.com/r/renting/comments/141r3bf/is_pay_score_legit/ |access-date=Mar 24, 2025 |website=Reddit}}</ref><ref>{{Cite web |last=u/sividis |date=Jun 10, 2024 |title=Apartments now require access to Bank accounts? |url=https://old.reddit.com/r/sandiego/comments/1dcrgg3/apartments_now_require_access_to_bank_accounts/ |access-date=Mar 22, 2025 |website=Reddit}}</ref> which may be sold.

When the company was formerly known as ''The Closing Docs'', they were also selling "anonymized" user data.<ref name=":0">{{Cite web |last=u/missile_lily |date=Jan 10, 2023 |title=Landlords using service that requests and resells entire financial records |url=https://old.reddit.com/r/privacy/comments/108kn7q/landlords_using_service_that_requests_and_resells/ |access-date=Mar 22, 2025 |website=Reddit}}</ref>

Business model: Property managers and lenders pay a fee to use their service to cover verifying rent.

Market control: Some competition, such as from [[Plaid]] and [[Yodlee]]. 

==Incidents==
{{Placeholder box|If the company page is short enough and/or the incident is not deserving of its own page, add incidents below in sub-sections (including the points outlined in [[Consumer_Action_Taskforce:Sample/Incident/Help|the incident help page]]) without linking/creating an incident page.

If the company has various incidents listed and/or this page is getting too long, create subsections linking to each incident while linking to the main article and including a short summary. To link to the page use the "Hatnote" or "Main" templates.

If the company has numerous incidents then format them in a table (see [[Amazon]] for an example). }}

This is a list of all consumer-protection incidents this company is involved in. Any incidents not mentioned here can be found in the [[:Category:{{FULLPAGENAME}}|{{PAGENAME}} category]].
===Selling user data===
When the company was formerly known as ''The Closing Docs'', they were selling "anonymized" user data.<ref name=":0" />

===Example incident two (''date'')===
...

==See also==
{{Placeholder box|Link to relevant theme articles or companies with similar incidents.}}

==References==
{{reflist}}

[[Category:{{PAGENAME}}]]