Deutsche Kreditbank (DKB): Difference between revisions

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|Website=https://www.dkb.de/

|Description=DKB is Germany's second biggest direct bank.

}}Founded in 1990, DKB is Germany's second largest direct bank with almost six million customers as of 2025.

|Logo=Deutsche Kreditbank logo.svg|ParentCompany=Bayerische Landesbank|Type=Public}}

Founded in 1990, DKB is Germany's second largest direct bank with almost six million customers as of 2025.

==Consumer-impact summary==

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A second checkbox labelled ''"Analyse von Umsatzdaten (optional)"'' (engl. ''"Analysis of transactions (optional)"'') was presented right below.

Activating this option gives the bank carte blanche to analyse the user's financial information for advertising purposes and to store this information for up to three years.<ref>{{Cite web |last=Heck |first=Niels |date=2025-07-24 |title=DKB will Kontoauszüge ihrer Kunden auswerten [DKB wants to analyse their customers' bank statements] |url=https://www.sueddeutsche.de/wirtschaft/dkb-gewinnspiel-daten-li.3287602 |archive-url=https://archive.ph/~~zlQQV~~ |archive-date=~~2025-07-24~~ |access-date=2025-07-25 |website=Süddeutsche Zeitung}}</ref>

Activating this option gives the bank carte blanche to analyse the user's financial information for advertising purposes and to store this information for up to three years.<ref>{{Cite web |last=Heck |first=Niels |date=2025-07-24 |title=DKB will Kontoauszüge ihrer Kunden auswerten [DKB wants to analyse their customers' bank statements] |url=https://www.sueddeutsche.de/wirtschaft/dkb-gewinnspiel-daten-li.3287602 |archive-url=https://web.archive.org/web/20260222215421/https://www.sueddeutsche.de/wirtschaft/dkb-gewinnspiel-daten-li.3287602?reduced=true |archive-date=22 Feb 2026|access-date=2025-07-25 |website=Süddeutsche Zeitung}}</ref>

===Third party tracking inside online banking interface (2024)===

Users noticed that the online banking web frontend integrates both the advertising service Google Tag Manager and the analytics platform Sentry.io, which even allows for recording users' activities including mouse movements (Session Replay). Both companies are located in the United States. It is highly doubtful that this practice is legal.<ref>{{Cite web |last=(nickname) |first=Franz_Wertigheim |date=2024-08-18 |title=DKB Tracking im neuen Banking [German] |url=https://www.kuketz-forum.de/t/dkb-tracking-im-neuen-banking/9259 |archive-url=https://web.archive.org/web/20260222215508/https://www.kuketz-forum.de/t/dkb-tracking-im-neuen-banking/9259 |archive-date=22 Feb 2026|access-date=2026-01-21 |website=Kuketz Forum}}</ref>

==References==

[[Category:{{PAGENAME}}]]

@@ Line 5: / Line 5: @@
 |Website=https://www.dkb.de/
 |Description=DKB is Germany's second biggest direct bank.
-}}Founded in 1990, DKB is Germany's second largest direct bank with almost six million customers as of 2025.
+|Logo=Deutsche Kreditbank logo.svg|ParentCompany=Bayerische Landesbank|Type=Public}}
+Founded in 1990, DKB is Germany's second largest direct bank with almost six million customers as of 2025.
 ==Consumer-impact summary==
@@ Line 19: / Line 21: @@
 A second checkbox labelled ''"Analyse von Umsatzdaten (optional)"'' (engl. ''"Analysis of transactions (optional)"'') was presented right below.
-Activating this option gives the bank carte blanche to analyse the user's financial information for advertising purposes and to store this information for up to three years.<ref>{{Cite web |last=Heck |first=Niels |date=2025-07-24 |title=DKB will Kontoauszüge ihrer Kunden auswerten [DKB wants to analyse their customers' bank statements] |url=https://www.sueddeutsche.de/wirtschaft/dkb-gewinnspiel-daten-li.3287602 |archive-url=https://archive.ph/zlQQV |archive-date=2025-07-24 |access-date=2025-07-25 |website=Süddeutsche Zeitung}}</ref>
+Activating this option gives the bank carte blanche to analyse the user's financial information for advertising purposes and to store this information for up to three years.<ref>{{Cite web |last=Heck |first=Niels |date=2025-07-24 |title=DKB will Kontoauszüge ihrer Kunden auswerten [DKB wants to analyse their customers' bank statements] |url=https://www.sueddeutsche.de/wirtschaft/dkb-gewinnspiel-daten-li.3287602 |archive-url=https://web.archive.org/web/20260222215421/https://www.sueddeutsche.de/wirtschaft/dkb-gewinnspiel-daten-li.3287602?reduced=true |archive-date=22 Feb 2026|access-date=2025-07-25 |website=Süddeutsche Zeitung}}</ref>
+===Third party tracking inside online banking interface (2024)===
+Users noticed that the online banking web frontend integrates both the advertising service Google Tag Manager and the analytics platform Sentry.io, which even allows for recording users' activities including mouse movements (Session Replay). Both companies are located in the United States. It is highly doubtful that this practice is legal.<ref>{{Cite web |last=(nickname) |first=Franz_Wertigheim |date=2024-08-18 |title=DKB Tracking im neuen Banking [German] |url=https://www.kuketz-forum.de/t/dkb-tracking-im-neuen-banking/9259 |archive-url=https://web.archive.org/web/20260222215508/https://www.kuketz-forum.de/t/dkb-tracking-im-neuen-banking/9259 |archive-date=22 Feb 2026|access-date=2026-01-21 |website=Kuketz Forum}}</ref>
 ==References==
 {{reflist}}
 [[Category:{{PAGENAME}}]]